Insurance Sales Agent - St. Cloud, MN

VetJobs•St. Cloud, MN
•Onsite

About The Position

This is a full-time, relationship-driven sales role at a high-traffic AAA branch in St. Cloud, Minnesota. The agent sells and services ACG-branded and brokered insurance products, memberships, and financial products while building a client base and growing long-term commission income. Compensation includes base pay, incentives, full benefits, and a $2,500 new-agent ramp-up incentive to support the first months of pipeline development. Training and support are provided, including assistance with obtaining licenses where applicable. The position is scheduled Monday through Friday, 8:30 a.m. to 5:30 p.m.; varied hours, including possible weekends, may be required. Some travel to local events may also be required. The work takes place in a temperature-controlled AAA branch.

Requirements

  • Active state Property & Casualty Insurance Sales license.
  • Active state Life and Health Insurance Sales license, or ability to obtain it within 60 days of hire.
  • Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell or service Auto Club Group membership products.
  • Obtain Health and Accident licenses and appointments where applicable, within the timeframe established by the business unit.
  • High school diploma or equivalent.
  • At least 1 year of customer-facing experience in a fast-paced, computer-automated business environment, such as financial or banking services.
  • Ability to develop, manage, and close sales opportunities, including lead tracking, follow-up, pipeline management, and meeting performance goals.
  • Strong consultative selling, listening, customer discovery, and product-knowledge skills.
  • Ability to generate opportunities through referrals, outbound activity, networking, and other business-development efforts.
  • Excellent verbal and written communication skills, a customer-first mindset, and confidence guiding sales conversations.
  • Proficiency with CRM platforms and Microsoft Office applications.
  • Ability to work varied hours, including possible weekends.
  • Ability to travel to local events when required.

Nice To Haves

  • Insurance experience is helpful but not required.

Responsibilities

  • Sell and provide ongoing service for ACG-branded and brokered insurance products, memberships, and financial products.
  • Uncover customer needs, generate new business, retain existing clients, grow the insurance portfolio, overcome objections, negotiate, close sales, and meet or exceed sales targets and incentive expectations.
  • Conduct comprehensive insurance reviews to assess risk, identify coverage gaps, and recommend appropriate solutions.
  • Quote, bind, and issue policies in accordance with underwriting guidelines and regulatory requirements.
  • Build and maintain rapport with members and clients, respond to inquiries professionally and promptly, and support customer satisfaction, loyalty, and trust.
  • Prospect through local branch and community events, expand referral networks, develop business opportunities, and identify cross-sell and referral opportunities for Travel and Financial Services.
  • Track leads and follow up consistently; manage the sales pipeline and accountability for performance goals.
  • Use consultative selling and customer discovery to tailor recommendations to client needs.
  • Use CRM platforms and Microsoft Office applications to support sales execution.

Benefits

  • Full benefits
  • $2,500 new-agent ramp-up incentive
  • Base pay and sales incentives
  • Training and support, including assistance with licensing
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