Insurance Sales Agent - St. Cloud, MN

AAA-The Auto Club Group•Saint Cloud, MN

11d•Onsite

About The Position

This is a relationship-driven, full-time sales role at a high-traffic AAA branch. The agent sells and services insurance, membership, and financial products; builds and maintains a client base; and supports customer retention and revenue growth through consultative sales, referrals, community networking, and ongoing service. Compensation combines base pay with commissions and incentives. First-year earnings including base pay, commission, and bonuses are typically $70,000 or more. A $2,500 ramp-up incentive and supplemental weekly payments during the first seven months support new agents as they develop their pipeline. The role also includes an elevated commission structure for the first 15 months and a milestone-based new-hire bonus. The position is scheduled Monday through Friday, 8:30 a.m. to 5:30 p.m., with varied hours and possible weekends. Work is performed in a temperature-controlled AAA branch, with some travel to local events potentially required. Training is provided to help agents become licensed and confident in the role. The Auto Club Group provides membership, travel, insurance, and financial services to approximately 14 million or more members and customers across 14 states and two U.S. territories. The organization is part of the national AAA federation and describes its workplace as inclusive and welcoming. This position is expected to remain posted through September 1, 2026, but may close earlier once a qualified candidate pool is identified.

Requirements

Active state Property & Casualty Insurance Sales license.
Active state Life and Health Insurance Sales license, or ability to obtain it within 60 days of hire.
Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell or service Auto Club Group Membership products.
Obtain Health and Accident licenses and appointments where applicable, within the timeframe established by the business unit.
High school diploma or equivalent.
At least 1 year of customer-facing experience in a fast-paced, computer-automated business environment, such as financial services or banking.
Ability to develop, manage, and close sales opportunities, including lead tracking, follow-up, pipeline management, and accountability for sales goals.
Consultative selling skills, product knowledge, listening skills, and ability to assess needs, identify coverage gaps, and recommend appropriate solutions.
Ability to generate new opportunities through referrals, outbound activity, networking, and other business-development efforts.
Excellent verbal and written communication skills, a customer-first mindset, and confidence guiding sales conversations.
Proficiency with CRM platforms and Microsoft Office applications.
Ability to work varied hours, including possible weekends, and travel to local events as needed.

Nice To Haves

Insurance experience is helpful but not required.

Responsibilities

Sell and provide ongoing service for ACG-branded and brokered insurance products, memberships, and financial products.
Identify customer needs, generate new business, retain clients, grow the insurance portfolio, handle objections, negotiate, close sales, and meet or exceed sales targets and incentive expectations.
Conduct insurance reviews to assess risk, identify coverage gaps, recommend solutions, and quote, bind, and issue policies in accordance with underwriting guidelines and regulatory requirements.
Build and maintain rapport with members and clients, respond to inquiries professionally and promptly, and support customer satisfaction, loyalty, and trust in the AAA brand.
Participate in local branch and community events to prospect, expand referral networks, and develop new business opportunities.
Identify cross-selling and referral opportunities for Travel and Financial Services.
Track leads, follow up consistently, manage the sales pipeline, and remain accountable for performance goals.

Benefits

Medical plans with multiple coverage options, including HSA eligibility.
Prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance, with optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Optional critical illness, accident, and pet insurance.
401(k) plan with company matching and additional company contributions, subject to eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off, with full-time new employees eligible for up to 12 PTO days annually.
For eligible full-time employees: 10 company-paid holidays, one mental health day, two floating holidays, and one volunteer day annually.
Paid parental, bereavement, jury duty, and military leave programs.
Tuition assistance of up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.