Home-Based Insurance Client Consultant

AIL•Rio Rancho, NM
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring an Insurance Client Consultant to support individuals and families across the U.S. This fully remote, independent contractor opportunity is suited to people interested in a people-centered, service-first career, including recent graduates in business, marketing, or communications. The role offers inbound client leads, hands-on training, structured mentorship, and opportunities for professional growth and advancement. The consultant conducts virtual client consultations, presents supplemental benefit options tailored to individuals and families, and guides clients through enrollment with clarity and professionalism. The role also involves accurate documentation, timely follow-ups, and developing long-term client relationships. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Training, mentorship, licensing guidance, and ongoing professional development are provided. This is a commission-based, performance-driven contractor opportunity, not an hourly or salaried position. Compensation, licensing requirements, fees, and contractor terms may vary by state. The role is 100% remote and offers flexible scheduling, performance-based pay, monthly and quarterly bonuses, income growth through renewals, and a 3% equity opportunity for qualifying team members.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Be willing and able to obtain the required state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Have excellent interpersonal and communication abilities.
  • Be organized, self-motivated, coachable, and comfortable working independently.
  • Have an interest in helping others and supporting a mission-driven company.
  • Be comfortable using virtual tools and participating in video meetings.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.

Nice To Haves

  • Customer service or consultative background.
  • Recent graduate in business, marketing, or communications.

Responsibilities

  • Handle documentation accurately and keep up with follow-ups.
  • Conduct virtual consultations with clients via Zoom.
  • Provide attentive, client-first service.
  • Cultivate long-term client relationships.
  • Present supplemental benefit options tailored to each individual or family.
  • Support clients throughout the enrollment process with clarity and professionalism.
  • Participate in continued mentorship and team development.
  • Complete required training and participate in virtual meetings.

Benefits

  • Flexible scheduling.
  • Income growth through renewals.
  • Full licensing and training support.
  • A clear path toward leadership roles.
  • A 3% equity opportunity for qualifying team members.
  • Supportive, people-centered culture.
  • Inbound leads; no cold outreach.
  • Monthly and quarterly bonuses.
  • Weekly performance-based pay.
  • Mentorship, licensing guidance, and ongoing professional development.
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