Home-Based Insurance Client Advisor
About The Position
AO Globe Life is seeking a Client Benefits Representative to help clients explore insurance coverage for themselves and their families. This 100% remote, independent contractor opportunity involves connecting with prospective clients through warm company-provided leads, conducting virtual needs assessments, and explaining life, accident, and supplemental health insurance options. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.
Requirements
- Strong communication and active-listening skills.
- Professional, helpful, and client-first attitude.
- Reliable follow-up and attention to detail.
- Comfortable using virtual tools and computer systems.
- Self-motivated and goal-oriented.
- Ability to work independently and as part of a team.
- At least 18 years of age and legally eligible to work in the United States.
- Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
- Complete required training and participate in virtual meetings.
- Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
- Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
Nice To Haves
- No prior insurance experience is required.
- Interest in a performance-based career with opportunities for professional growth and advancement.
- Willingness to be coachable and work independently.
Responsibilities
- Connect with prospective clients using warm company-provided leads.
- Schedule and conduct virtual appointments.
- Identify customer needs through professional conversations.
- Explain insurance benefits and available coverage options.
- Help clients make informed decisions.
- Follow up with clients to provide a high-quality experience.
- Keep accurate records and organize client communication.
- Participate in training, coaching, and team meetings.
Benefits
- 100% remote position
- Warm leads provided
- Weekly pay
- Unlimited earning potential
- Medical premium reimbursement
- Comprehensive online training
- Daily coaching and mentorship
- Performance incentive opportunities
- No overhead costs
- OPEIU Local 277 union representation
- Stable organization with a 70-year commitment to members and families
- Licensing guidance and ongoing professional development
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
