Home-Based Insurance Services Representative

AIL•Nashville, TN
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a remote Insurance Services Representative to guide individuals and families through personalized supplemental benefit options. The role includes virtual client consultations, support through the enrollment process, accurate digital recordkeeping, and relationship-building. Inbound leads are provided, so the role does not involve cold outreach. No prior insurance experience is required; training, mentorship, licensing guidance, and professional development are provided. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must complete applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense, and obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have strong communication and people skills.
  • Be organized, self-motivated, and comfortable working independently.
  • Be comfortable in virtual meetings and using digital tools.
  • Have a reliable high-speed internet connection, a computer or laptop with webcam, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be coachable and interested in a performance-based career with opportunities for professional growth and advancement.

Nice To Haves

  • Customer service background is helpful but not required.
  • Interest or background in business, marketing, or communications.

Responsibilities

  • Maintain organized, accurate digital records and follow-up communication.
  • Prioritize high-quality, client-focused interactions.
  • Participate in ongoing mentorship, professional development, and team training.
  • Hold client consultations virtually using Zoom.
  • Support the enrollment process from start to finish with professionalism.
  • Develop strong, long-term relationships with clients.
  • Guide individuals and families through personalized supplemental benefit options.

Benefits

  • Weekly pay tied to performance.
  • Full training and licensing support.
  • Fully remote work with a flexible schedule.
  • Defined growth path into leadership.
  • Potential to grow income through renewals.
  • 3% equity opportunity for qualifying team members.
  • Supportive, people-centered culture.
  • Inbound leads; no cold outreach.
  • Bonuses paid monthly and quarterly.
  • Mentorship and ongoing professional development.
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