Home-Based Insurance Benefits Consultant

AIL•Cheyenne, WY
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring for a fully remote Insurance Benefits Consultant role serving clients across the United States. The position is suited to people interested in a service-first, people-focused career, including recent or soon-to-be graduates in business, marketing, or communications. No prior insurance experience is required; training, mentorship, licensing guidance, and professional development are provided. The consultant builds long-term client relationships, provides attentive service, leads virtual Zoom consultations, helps clients explore supplemental benefit options, and guides them through enrollment. The role also involves maintaining accurate digital documentation and following up with clients. The opportunity is commission-based and performance-driven, with weekly performance-based pay, monthly and quarterly bonuses, potential renewal income, and a 3% equity opportunity for qualifying team members. It is an independent contractor opportunity, not an hourly or salaried position. Candidates must be at least 18 and legally eligible to work in the United States, and must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Candidates must complete required training and virtual meetings, and obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities. Applicable pre-licensing coursework, examinations, and state licensing requirements are at the candidate’s expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have a self-starter mindset and strong organizational skills.
  • Have strong communication and interpersonal skills.
  • Be comfortable in virtual meetings and using digital tools.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be self-motivated, coachable, and comfortable working independently.

Nice To Haves

  • Customer service background is helpful but not required.
  • Interest in a service-first, people-focused environment and a purpose-driven mission.

Responsibilities

  • Build strong, long-term client relationships.
  • Provide attentive, client-first service.
  • Lead virtual Zoom consultations with clients.
  • Guide clients through enrollment with clarity and professionalism.
  • Help clients explore supplemental benefit options tailored to their needs.
  • Maintain accurate digital documentation and manage follow-up communication.
  • Complete required training and participate in virtual meetings.

Benefits

  • Income growth through renewals.
  • Defined growth path into leadership.
  • Monthly and quarterly bonuses.
  • Weekly performance-based pay.
  • Inbound leads only; no cold calling.
  • Full licensing and training support.
  • Fully remote work with a flexible schedule.
  • 3% equity opportunity for qualifying team members.
  • Mentorship and ongoing professional development.
  • Supportive, people-centered culture.
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