Work From Home Insurance Client Consultant

AIL•Hartford, CT
•$80,000 - $115,000•Remote

About The Position

AO Globe Life is seeking a remote Insurance Client Consultant to serve clients interested in supplemental benefits. The position is an independent contractor opportunity with American Income Life / Globe Life. It is commission-based and performance-driven, not hourly or salaried. The role is fully remote and offers flexible scheduling, inbound client interest, training, mentorship, and professional development. No prior insurance experience is required. The consultant presents supplemental benefit options tailored to individuals and families, leads virtual consultations, and supports clients through enrollment with clear, professional service. The role also involves building lasting client relationships, maintaining accurate digital records, and following up promptly. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and complete any applicable pre-licensing coursework, exams, and state requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Strong communication and people skills.
  • A self-starter mindset with strong organizational skills.
  • Confidence in virtual meetings and familiarity with digital tools.
  • Authorization and legal eligibility to work in the United States.
  • At least 18 years of age.
  • A Windows laptop or PC, webcam, reliable high-speed internet, and a professional remote workspace.
  • Ability to complete required training and, where applicable, licensing coursework, examinations, and state requirements at the candidate’s expense.
  • Ability to obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Self-motivated, coachable, and comfortable working independently.

Nice To Haves

  • Customer service or consultative experience is a plus but not required.
  • Interest in helping others and contributing to a mission-driven organization.

Responsibilities

  • Present supplemental benefit options tailored to each individual or family.
  • Deliver high-quality, client-focused service and build lasting client relationships.
  • Lead virtual Zoom consultations with clients.
  • Support clients throughout the enrollment process with clarity and professionalism.
  • Keep digital records accurate and manage timely follow-up.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Flexible scheduling.
  • Supportive, people-centered culture.
  • Defined growth path into leadership.
  • Weekly pay tied to performance.
  • Renewal-based income growth opportunities.
  • Equity opportunity of 3% for qualifying team members.
  • Training, mentorship, licensing guidance, and professional development support.
  • Monthly and quarterly performance bonuses.
  • Inbound-only client interest; no cold calling.
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