Fully Remote Insurance Client Advisor

AIL•Toledo, OH
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Insurance Client Advisor to help individuals and families understand personalized supplemental benefit options. The role involves virtual client meetings, clear and professional enrollment support, relationship-building, attentive client service, and maintaining accurate digital records and follow-up communications. Client interest is inbound; the posting states there is no cold calling. The position is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Training, mentorship, licensing guidance, and professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Terms and requirements may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have work authorization in the United States.
  • Have a reliable high-speed internet connection, a computer or laptop with webcam, and a professional remote workspace.
  • Be confident with virtual meetings and everyday digital tools.
  • Be organized, self-motivated, coachable, and comfortable working independently.
  • Have strong communication and interpersonal skills.
  • Have a genuine interest in helping others and supporting a mission-driven company.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Obtain any necessary professional licensing; the appropriate state Life & Health Insurance License is required before conducting licensed insurance activities.

Nice To Haves

  • Prior customer service or consultative experience is a plus but is not required.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Explain personalized supplemental benefit options to individuals and families.
  • Cultivate long-term client relationships.
  • Guide clients through enrollment clearly and professionally.
  • Provide attentive, client-first service.
  • Maintain organized and accurate digital records and follow-up communications.
  • Meet with clients virtually over Zoom to discuss their needs.
  • Participate in mentorship, professional development, and team training.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Flexible hours.
  • Complete training and licensing support, including mentorship and licensing guidance.
  • Professional development and team training.
  • A path toward leadership roles.
  • Weekly, performance-based earnings.
  • Inbound-only client interest; no cold calling.
  • A 3% equity opportunity for qualifying team members.
  • Monthly and quarterly bonuses.
  • Opportunities for renewal-based income growth.
  • Supportive, people-first team culture.
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