Remote Insurance Benefits Consultant

AIL•Stockton, CA
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring for a fully remote Insurance Benefits Consultant role serving clients across the United States. The position is intended for people interested in a service-focused, mission-driven career, including recent or soon-to-be graduates in business, marketing, or communications. The company provides training, mentorship, licensing guidance, and ongoing professional development; no prior insurance experience is required. Consultants conduct virtual client consultations, guide clients through enrollment, and help them explore supplemental benefit options suited to their needs. The opportunity is commission-based and performance-driven, not hourly or salaried, and is offered as an independent contractor arrangement. Compensation details and contractor terms may vary by state. The role offers inbound leads, renewal income potential, performance bonuses, and a possible equity opportunity for qualifying team members. The position is 100% remote and has a flexible schedule. Candidates must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Before performing licensed insurance activities, candidates must obtain the appropriate state Life & Health Insurance License and complete any required coursework, examinations, and state licensing requirements at their own expense. Applicants must be at least 18 and legally eligible to work in the United States.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a Windows laptop or PC, webcam, dependable high-speed internet, and a professional remote workspace.
  • Be confident in virtual meetings and familiar with digital tools.
  • Be self-motivated, organized, and able to work independently.
  • Have excellent interpersonal and communication abilities.
  • Have a willingness and ability to obtain the required state Life & Health Insurance License, if applicable, before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be coachable and interested in a performance-based career with opportunities for professional growth and advancement.

Nice To Haves

  • Customer service or consultative experience is preferred but not required.
  • Interest in a service-first, people-focused, purpose-driven environment.

Responsibilities

  • Conduct virtual consultations with clients via Zoom.
  • Guide clients through enrollment with clarity and professionalism.
  • Help clients explore supplemental benefit options tailored to their needs.
  • Prioritize high-quality, client-focused interactions.
  • Build strong, long-term client relationships.
  • Participate in continued mentorship and team development.
  • Maintain organized, accurate digital records and follow-up communication.
  • Complete required training and participate in virtual meetings.

Benefits

  • Inbound leads only; no cold calling.
  • Growing income through renewals.
  • Weekly performance-based pay.
  • Path into leadership.
  • Licensing and training support.
  • Flexible schedule.
  • Monthly and quarterly performance bonuses.
  • Equity opportunity of 3% for qualifying team members.
  • Mentorship, licensing guidance, and ongoing professional development.
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