About The Position

As a Product Solutions Architect in JPMorgan Payments Embedded Finance and Solutions, you will bring deep technical and product expertise to translate client requirements into end-to-end solutions using embedded payment capabilities. You will own the technical design through the sales and solutioning process for complex clients, with an emphasis on technical discovery, APIs and integration, architecture, feasibility, solution blueprints, and integration patterns. You will bridge client architects and engineers with JPMorgan Product and Engineering teams, leading technical workshops, designing integration approaches, identifying dependencies and gaps, and assessing how JPMorgan capabilities fit into clients’ broader technology ecosystems. You will also identify common patterns and develop reusable reference architectures for key client segments. Embedded Finance & Solutions (EF&S) drives simple, safe, and intelligent embedded payment experiences for clients and their counterparties. It acts as a platform orchestration layer across Payments and firm-wide capabilities, supporting growth through how those capabilities are orchestrated, packaged, and delivered. EF&S manages products across their growth lifecycles, serves as a center of excellence for fraud prevention, and supports cross-payments solutions for multiple industries. Operating within a regulated global bank, EF&S combines orchestration, modularity, and embedded integration with the firm’s balance sheet, trust and risk capabilities, and data assets to make controls and compliance explicit and configurable for clients. Its solutions help clients serve their customers, power new businesses and revenue streams, and improve operational efficiency.

Requirements

  • 10 or more years of experience, or equivalent expertise, working across a broad set of products to solve client use cases.
  • Experience working with clients in payments, merchant acquiring, embedded solutions, and technology.
  • Previous embedded finance and presales experience.
  • Extensive experience with embedded finance products and partnering with clients.
  • Strong ability and experience explaining technical concepts to non-technical audiences.
  • Experience supporting Sales teams in pitching and delivering complex technical products, projects, or applications.
  • Demonstrated experience structuring and handling complex business solutions or technology problems to meet client needs while advising teams on strategies and best practices.
  • 10 or more years of experience, or equivalent expertise, solving problems across multiple teams and a cluster of products.
  • Executive engagement skills and presence, with the ability to establish strong relationships with key decision makers and build credibility at all levels.
  • Thorough understanding of the software development lifecycle and API architecture.
  • Ability to understand how applications such as ERP, CRM, billing, tax, and legacy systems interact within an enterprise technology ecosystem.

Responsibilities

  • Advise Sales and Client Solutions teams on strategies and best practices for configuring and modifying existing Embedded Finance products and features to fit complex client use cases, often in partnership with Technology.
  • Coordinate with clients and Development and Delivery teams to lead product design and define development requirements for enhancements, drawing on technical knowledge, experience, and client feedback.
  • Engage Sales in solutioning and deal stages, including high-level pricing, pipeline planning, and account planning.
  • Serve as a subject-matter expert on technical integrations, APIs, and microservices architectures.
  • Identify and define development requirements for product design enhancements based on client feedback.
  • Contribute deeply to product strategy as a member of a JPMorgan product team.
  • Identify and close complex opportunities and accelerate adoption of solutions across industry segments.
  • Serve as a subject-matter expert on embedded payment solutions, client needs, and current industry trends.
  • Represent the voice of the customer by bringing insights, trends, and opportunities to leadership, Product, and Engineering teams and prioritizing them for delivery.
  • Collaborate with Product peers to help define the multi-year product roadmap based on client insights and industry knowledge.
  • Lead technical discovery and workshops, design integration approaches, assess feasibility, identify dependencies and gaps, and develop solution blueprints and integration patterns for complex clients.
  • Identify common integration patterns and develop reusable reference architectures for key client segments.
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