Credit & Accounts Receivable Analyst

Triumvirate Environmental•Somerville, MA

3d•Hybrid

About The Position

Triumvirate Environmental is seeking a communicative and data-driven Credit & Accounts Receivable Analyst for its Finance team. The analyst evaluates the financial health and creditworthiness of the company’s stakeholders to support informed business decisions. The role reports to the Vice President of Finance. It is fully onsite for the first 90 days; afterward, it follows a hybrid schedule approved by the manager and Human Resources.

Requirements

Associate or bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
At least 2–4 years of experience in a credit-related role, such as credit analysis, collections, or financial services.
Business-to-business (B2B) experience.
Strong understanding of credit analysis techniques and financial statement analysis.
Proficiency with credit assessment software and Microsoft Excel.
Excellent written and verbal communication skills, including the ability to convey complex information clearly to clients and stakeholders.
Strong attention to detail and ability to identify trends or irregularities in client accounts.
Good problem-solving skills and ability to handle challenging situations professionally with clients and internal stakeholders.
Analytical mindset and ability to make sound judgments based on data.
Ability to work independently and as part of a team.
Strong organizational and time-management skills, including the ability to prioritize tasks effectively.
Must be eligible to work in the United States without future sponsorship.
Must have a reliable form of transportation.

Nice To Haves

Relevant certifications, such as a credit risk certification.
Proficiency with Oracle software.

Responsibilities

Evaluate new and existing clients’ creditworthiness using credit reports, financial statements, and other relevant data; assess risk and determine appropriate credit limits.
Monitor client accounts for changes in financial health or credit risk, track payment history, review account status, and ensure compliance with credit terms.
Prepare and present reports on credit risk, outstanding balances, and payment trends to senior management, including insights and recommendations for credit management strategies.
Identify potentially risky clients or accounts and help mitigate risk through credit terms, collections efforts, or adjustments to credit limits.
Serve as a point of contact for clients on credit-related issues.
Maintain accurate records of client credit history, decisions, and communications, and use data to monitor trends and inform credit policies and practices.
Ensure credit decisions comply with company policies and industry regulations; assist with reviewing and updating credit policies and procedures.
Collaborate with sales, finance, and customer service teams to align credit assessments with business goals and resolve credit issues promptly.
Communicate potential client credit issues effectively to internal stakeholders.