Fully Remote Client Coverage Advisor

AIL•Glendale, AZ
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking Client Services Associates to support individuals and families seeking insurance information. The role involves responding to prospective clients, scheduling appointments, conducting virtual needs-based conversations, explaining insurance options, recommending appropriate life, supplemental health, and accident coverage, and following up professionally. The position is fully remote and offers warm leads, training, mentorship, and opportunities for professional growth. This is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, with no hourly or salaried pay. Candidates must obtain the appropriate state Life & Health Insurance License before performing licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.

Requirements

  • Excellent verbal, written, and listening skills.
  • A helpful and professional presence.
  • Strong attention to detail.
  • Ability to manage priorities independently.
  • Comfort with technology and virtual meetings.
  • A collaborative mindset and willingness to be coached.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a personal computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated and coachable.
  • Comfortable working independently.
  • Interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Respond to prospective clients and schedule appointments.
  • Conduct virtual needs-based conversations.
  • Help clients understand their insurance options.
  • Recommend appropriate life, supplemental health, and accident coverage.
  • Follow up consistently and professionally.
  • Keep client communication clear, organized, and timely.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Warm leads; no cold calling requirement.
  • Weekly income with no cap on earning potential.
  • Medical insurance premium reimbursement.
  • Online training resources available across devices.
  • Daily coaching and career mentorship.
  • Incentive programs.
  • No overhead expenses.
  • Union representation through OPEIU Local 277.
  • Licensing guidance and ongoing professional development.
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