Fully Remote Client Coverage Specialist

AIL•Mesa, AZ
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking an Insurance Services Representative to help clients understand insurance coverage options that may support their families during unexpected events. This fully remote, independent contractor role involves meeting with prospective clients, identifying their needs, and explaining life, supplemental health, and accident insurance. The company provides warm leads, online training, coaching, mentorship, and licensing guidance. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities; applicable pre-licensing coursework, examinations, and licensing requirements are at the candidate’s expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Specific licensing requirements, fees, compensation, and contractor terms may vary by state. The opportunity is intended for self-motivated, coachable individuals interested in a performance-based career with opportunities for professional growth and advancement.

Requirements

  • Strong communication and relationship-building skills.
  • Excellent listening and customer-service ability.
  • Detail-oriented with strong follow-up habits.
  • Comfortable using computers and online tools.
  • Professional, reliable, and self-motivated.
  • Ability to work independently and collaboratively.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • No prior insurance experience is required.

Nice To Haves

  • Bilingual communication skills.
  • Self-motivated, coachable, and comfortable working independently.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Connect with clients using company-provided warm leads.
  • Schedule and conduct virtual client meetings.
  • Learn about clients’ needs, priorities, and coverage questions.
  • Explain available insurance options and product benefits.
  • Help clients make informed decisions.
  • Provide timely follow-up and high-quality client support.
  • Build and maintain professional relationships.
  • Participate in ongoing training and mentorship.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Weekly pay.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Comprehensive online training.
  • Daily coaching and mentorship.
  • Performance incentive opportunities.
  • No overhead costs.
  • Union representation through OPEIU Local 277.
  • Career opportunity with an established organization serving members and families for 70 years.
  • Warm leads supplied by the company.
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