Cards Acquiring Lead - FinCrime

The job overview for the Cards Acquiring Lead - FinCrime position at Wise is to ensure the company maintains a state-of-the-art financial crime program and balances compliance requirements and risk. The role involves evaluating compliance and card scheme requirements, assessing financial crime risks of new products, and upskilling the product teams on risks and regulations. The ideal candidate should have a problem-solving mindset, be proactive in implementing risk mitigation strategies, and ensure financial crime controls are fit for all products. The role requires collaboration with various stakeholders and international travel.

• Evaluate compliance and card scheme requirements associated with payments products such as merchant due diligence, fraud, AML, and chargebacks
• Assess the financial crime risks of new products in the Spend and Receive product domains
• Upskill yourself and the product teams on the risks and regulations
• Communicate compliance and risk requirements to non-compliance stakeholders
• Solve problems while balancing growth, risk, and compliance
• Explain the controls approach to 2LOD and manage operational compliance impact for new product launches
• Ensure the implementation of risk mitigation strategies and approaches to scale products
• Ensure financial crime controls are fit for purpose for all products in the Spend and Receive teams
• Collaborate with various stakeholders such as product, operations, and other compliance teams
• Analyze and solve problems with an analytical and problem-solving mindset
• Communicate clearly and coordinate projects effectively
• Maintain professionalism, high integrity, and a sense of camaraderie
• Challenge teams and oneself on how to best serve customers while keeping processes robust and compliant
• Be willing to travel internationally (25% of the time)

• Minimum 5 years of compliance experience at a payments or acquiring institution
• Minimum 3 years focused on financial crime compliance
• Experience collaborating with various stakeholders such as product, operations, and other compliance teams
• Analytical and problem-solving mindset
• Clear communication, project coordination, and management skills
• Sense of camaraderie and good humor under pressure or tight deadlines
• Wisdom, world view, and talent for thinking outside the box
• Professionalism and high integrity
• Willingness to challenge teams and themselves on how to best serve customers while keeping processes robust and compliant
• 25% international travel required when possible

• Competitive base salary up to £140,000 + RSUs
• Generous stock options package
• Lots of awesome Wise benefits
• 25% international travel required when we can
• Inclusive and diverse work environment
• Opportunities for career progression
• Ability to work with a truly international team
• Celebration of differences and respect for all employees
• Focus on building better products through diversity and empathy
• Emphasis on work-life balance and being yourself at work
• Opportunities for learning and personal growth