About The Position

With Apple Card, we completely reinvented the credit card. Apple Card is built on simplicity, transparency and privacy, and designed to help customers lead a healthier financial life. We eliminated fees, built tools to help customers pay less interest, and included advanced technologies to prevent unauthorized purchases. And we even added a savings account to help customers grow their Daily Cash and save over time. The Apple Card team is seeking an analytically-driven and independent Business Manager to drive and support the evolution of Apple Card and other consumer financial products. In this role, you will help chart the future direction of Apple Card and other consumer financial products by identifying and investigating new opportunities, projecting future results, and ensuring the business can execute against its long-term strategy. You will partner directly with product, marketing, business development, data science, strategy and finance teams, working cross-functionally to deliver results, as well as working with external partners such as issuing banks, payment networks, merchants and other players to help deliver on our product strategy and roadmap. You should have experience and subject matter expertise in financial modeling, payments, banking, credit, risk operations, data science, and finance. Previous experience working in the credit card industry at an issuer, network or co-brand partner is required. Experience with a variety of financial products is a plus.

Requirements

  • Minimum of 8 years of experience with a proven track record of success in roles focused on financial modeling, business analysis, finance, and data analysis.
  • Deep understanding of product valuation modeling and marginal decisioning.
  • Experience developing business cases around market opportunities and partnerships — including strategy development, market segmentation, competitive analysis, and financial analysis.
  • Experience forecasting P&Ls for credit cards.
  • Ability to collaborate with different teams.
  • Excellent written and verbal communication skills.
  • Strong experience with Keynote.
  • Previous experience working in the credit card industry at an issuer, network or co-brand partner is required.
  • Experience and subject matter expertise in financial modeling, payments, banking, credit, risk operations, data science, and finance.

Nice To Haves

  • 12 years of experience or more with a proven track record of success in roles focused on financial modeling, business analysis, finance, and data analysis.
  • Bachelor’s degree in economics, finance, accounting, management, entrepreneurship or a related quantitative field.
  • Experience with a variety of financial products.

Responsibilities

  • Identify and investigate new opportunities for Apple Card and other consumer financial products.
  • Project future results for consumer financial products.
  • Ensure the business can execute against its long-term strategy.
  • Partner directly with product, marketing, business development, data science, strategy and finance teams, working cross-functionally to deliver results.
  • Work with external partners such as issuing banks, payment networks, merchants and other players to help deliver on our product strategy and roadmap.
  • Create presentation materials and present to senior leaders to guide business decisions.
  • Synthesize complex topics and distill key business dynamics to senior leaders and partners.
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