Business Banking Relationship Manager

Stock Yards Bank & Trust • Henderson, KY

98d

About The Position

The Business Banking Relationship Manager meets or exceeds assigned loan production and deposit growth goals through outside calling and relationship building with prospective and existing business customers. The role contributes to the profitability and growth of SYB Retail/Business Banking by developing and expanding relationships with business customers—companies with annual revenues of up to $5 million—and serving them in a consultative, needs-based manner.

The position develops calling plans, manages a portfolio of business banking relationships, performs credit analysis, maintains credit quality, and processes renewals and past-due accounts in a timely manner. It also serves as a Business Banking expert to assigned Branch Managers and partners with them to build relationships with area businesses. The role involves an office setting and frequent travel between assigned branches and prospective customers’ places of business.

Requirements

• College degree required; preferably in business, finance, or accounting.
• At least 3 years of experience in a banking relationship manager-type role.
• Strong sales, credit underwriting, relationship management, business development, and analytical skills.
• Ability to understand and articulate Business Banking strategies and philosophy.
• Thorough lending skills.

Responsibilities

• Develop and use formal calling plans to target new business and expand existing Business Banking client relationships.
• Perform credit analysis and portfolio management for assigned business banking relationships, including new and existing clients.
• Maintain credit quality and process renewals and past-due accounts in a timely manner.
• Serve as the Business Banking expert for assigned Branch Managers within an assigned territory.
• Partner with Branch Managers to build and expand relationships with area businesses.
• Assist with analyzing business financial statements and identifying strengths and weaknesses of loan requests.
• Actively cross-sell appropriate SYB banking products to new and existing customers.
• Support the Bank’s mission, vision, and philosophy; comply with organizational policies and procedures and support regulatory compliance.

Benefits

• 401(k) with company match of up to 6%.
• ESOP employer match.
• Medical insurance.
• Dental insurance.
• Vision insurance.
• Cancer/disease insurance.
• Accident insurance.
• Flexible Spending Accounts.
• Flexible Savings Accounts.
• Health Savings Accounts.
• Bank-paid life and AD&D insurance.
• Voluntary life and AD&D insurance.
• Bank-paid short-term and long-term disability insurance.
• Employee Stock Purchase Plan.
• Employee Assistance Program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level