Business Banking Relationship Manager 3- VP - Redding, CA

U.S. Bank • Redding, CA

4d • $117,000 - $150,000 • Hybrid

About The Position

U.S. Bank is hiring a Business Banking Relationship Manager to develop and manage business client relationships, provide tailored financial solutions, and grow a portfolio. The role serves as a trusted advisor to business owners, connecting them with lending, treasury management, deposit, payment, merchant services, and credit card solutions. It is supported by product specialists and a broad suite of banking products.

Approximately 60–70% of the role is devoted to outside business development, including active prospecting, self-sourcing opportunities, cold calling, networking events, and building a book of business. When not meeting clients, the position requires working from a U.S. Bank location three or more days per week. The compensation plan rewards relationship-building, loan generation, deposit growth, and fee-based production.

Requirements

• Bachelor’s degree or equivalent work experience.
• Five to seven years of relevant experience.
• Proven ability to develop new business and grow a portfolio through consultative sales efforts.
• Strong knowledge of commercial credit, credit quality, and portfolio management.
• Excellent verbal, written, presentation, and relationship management skills.
• Ability to collaborate effectively across multiple business lines and partner groups.
• Demonstrated problem-solving skills and ability to make sound business decisions in a fast-paced environment.

Nice To Haves

• Experience prospecting companies with annual revenues greater than $10 million.
• Established Centers of Influence network or demonstrated success building one.
• Experience working with SBA 7(a) and 504 lending programs.
• Commercial & Industrial (C&I) lending experience.
• Developer and Investor Commercial Real Estate experience.
• Experience managing complex credit structures and loan requests larger than $2.5 million.
• Experience working with businesses generating up to $25 million in annual revenue.

Responsibilities

• Spend approximately 60–70% of work time on outside business development, active prospecting, self-sourcing opportunities, and building a book of business.
• Develop, grow, and manage new and existing business client relationships.
• Build and maintain Centers of Influence networks to generate referrals and new business opportunities.
• Deliver financial expertise and client-focused solutions that establish long-term, trusted relationships.
• Assess clients’ banking needs and recommend solutions aligned with their goals and objectives.
• Educate clients about deposit, lending, treasury management, payment, and other banking solutions.
• Manage an assigned portfolio, maintaining credit quality and overseeing renewals, annual reviews, and ongoing client needs.
• Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
• Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
• Refer clients to additional business lines and specialists when appropriate.
• Conduct outbound marketing activities, including cold calling and attending networking events.

Benefits

• Healthcare coverage, including medical, dental, and vision.
• Basic and optional term life insurance.
• Short-term and long-term disability insurance.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation of two to five weeks, depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior