Business Banker (LO) - Apex,NC

Wells Fargo Bank • Apex, NC

7d • Onsite

About The Position

Wells Fargo is seeking a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship deepening and new-client acquisition. The banker delivers a branded, client-centric experience and serves as a trusted partner by recommending financial solutions and digital services tailored to each business’s goals and needs.

The position includes customer contact and may involve assessing needs and referring customers interested in a dwelling-secured product to a SAFE team member. The banker may assist customers but may not take an application or offer or negotiate terms of a dwelling-secured transaction. The position requires Loan Originator registration at employment and compliance with applicable Consumer Financial Protection Bureau qualifications and Wells Fargo policies. A current credit report is used to assess financial responsibility and credit fitness; successful candidates must also meet ongoing regulatory requirements and any applicable additional screening.

The role is based at 1100 Beaver Creek Commons Dr, Apex, North Carolina. Banker placements may occur within a 10-mile radius of the branch to which the candidate applies. The position is not eligible for visa sponsorship.

Requirements

• At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
• Must obtain Loan Originator registration at the time of employment and meet applicable regulatory qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards.
• Must meet ongoing regulatory requirements, including additional screening if necessary.
• Not eligible for visa sponsorship.

Nice To Haves

• At least 2 years of in-branch business banking experience.
• At least 1 year managing a dedicated book of small-business customers across an assigned territory.
• Experience proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues.
• Strong business acumen used to provide financial-services consultation to business customers.
• Extensive knowledge of bank lending programs, credit policies, and specialty products.
• High motivation and ability to meet team objectives while maintaining individual performance.
• Ability to manage expectations and conduct follow-ups with customers and Wells Fargo partners.
• Customer-service experience handling complex transactions across multiple systems.
• Knowledge of retail compliance controls, risk management, and loss prevention.
• Ability to educate customers about technology and explain the value of mobile banking options.
• Ability to interact with integrity and professionalism with customers and employees.
• Experience mentoring and peer-coaching others.

Responsibilities

• Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, owning the client journey from onboarding through relationship growth and new-client acquisition.
• Understand and offer Wells Fargo financial solutions and digital services, using available tools and product knowledge to provide tailored recommendations.
• Analyze clients’ operations, goals, and priorities to understand their financial needs and recommend solutions consistent with their objectives and applicable policies and procedures.
• Serve as a trusted advisor by offering business accounts, credit, treasury services, and digital tools.
• Prospect and network with external and internal partners to build relationships, generate high-quality referrals, and grow the small-business customer base.
• Collaborate with internal banking channels to support business owners and develop the full client relationship.
• Partner with Relationship Managers and Lending Officers on complex structures and ensure alignment with underwriting policies and risk guidelines.
• Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member, without taking applications or offering or negotiating transaction terms.
• Follow applicable risk and compliance programs, Wells Fargo policies, and procedures; monitor, identify, escalate, and remediate issues as appropriate.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed