Branch Manager

World Finance•Hamilton, AL
•$39,500 - $50,000•Onsite

About The Position

The Branch Manager drives branch growth, portfolio performance, and profitability through loan production, tax preparation growth, customer retention, and delinquency management. The role generates new business through customer outreach, referrals, and community engagement; evaluates and approves lending decisions; oversees collections; and ensures compliance with company policies and regulatory requirements. The Branch Manager also recruits, develops, and leads a high-performing team while maintaining efficient branch operations and strong customer relationships. Compensation is $39,500 to $50,000, based on experience and location, plus performance-based bonus opportunities. Total compensation can increase with branch growth, tax production, portfolio performance, and achievement of business goals. World Finance describes career advancement opportunities, a promote-from-within culture, performance-based earnings, comprehensive benefits, retirement and time off, community involvement, and predictable schedules focused on work-life balance. The company has operated since 1962 and has over 1,000 branches across 16 states.

Requirements

  • High school diploma or equivalent.
  • Valid driver's license, reliable transportation, and current insurance.
  • Ability to obtain required insurance licensing.
  • At least one year of management experience or successful completion of a management training program.
  • Experience achieving sales, portfolio growth, or profitability goals.
  • Experience making lending, collection, or customer account decisions.
  • Experience managing delinquency, collections, or portfolio performance.
  • Experience managing branch, store, or business operations.
  • Experience leading and developing employees.
  • Ability to generate business through community involvement, networking, customer referrals, and outbound calling activity.
  • Comfort working in a performance-driven environment that includes customer outreach, collections, and sales activities.
  • Ability to attend in person regularly during scheduled work hours.
  • Ability to communicate clearly and professionally with customers and coworkers in person, by phone, and electronically.

Nice To Haves

  • Experience leading a team, growing a customer portfolio, managing delinquency, making lending or credit decisions, generating new business, and achieving sales and profitability goals in consumer finance, banking, retail banking, lending, credit, insurance, tax preparation, or similar financial services environments.

Responsibilities

  • Meet branch goals for loan growth, tax preparation production, profitability, portfolio performance, and delinquency.
  • Grow the branch through customer outreach, outbound calling, referrals, community engagement, networking, and promotion of branch products and services.
  • Review, approve, and close loans within company guidelines.
  • Manage delinquency and collection efforts to maintain portfolio performance and minimize losses.
  • Lead, train, coach, and develop branch employees while holding them accountable for performance expectations.
  • Oversee branch operations and ensure compliance with company policies and applicable laws.
  • Handle escalated customer concerns and make sound business decisions that support branch success.
  • Recruit and develop a high-performing team.
  • Maintain efficient branch operations and strong customer relationships.
  • Perform required bank runs, including transporting deposits, independently and without relying on non-employees for transportation.
  • Occasionally travel locally to offsite locations and banks for business purposes.

Benefits

  • Performance-based bonus opportunities.
  • Major medical insurance.
  • Dental insurance.
  • Vision insurance.
  • Life insurance.
  • Long-term disability coverage.
  • Free mental health support.
  • 401(k) with company match.
  • Paid holidays.
  • Vacation time.
  • Paid volunteer time.
  • Career advancement opportunities.
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