Fully Remote Benefits Enrollment Specialist

AIL•San Diego, CA

2d•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Client Coverage Advisor to help individuals and families understand insurance products that may support their financial protection goals. The role is fully remote and involves speaking with clients through virtual appointments and providing a clear, helpful experience throughout the coverage review process. It is suited to a motivated, people-oriented candidate interested in professional growth through training and mentorship. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

Excellent verbal, written, and listening skills.
Strong relationship-building ability.
People-oriented and client-focused mindset.
Organized and detail-oriented.
Comfortable with computer functions and virtual communication.
Able to work independently and collaboratively.
At least 18 years of age and legally eligible to work in the United States.
Provide own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

No prior insurance experience is required.
Self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

Connect with prospective clients from warm lead sources.
Schedule and conduct virtual client appointments.
Identify individual and family coverage needs.
Explain life, supplemental health, and accident insurance options.
Provide clear answers to client questions.
Help clients make informed decisions.
Follow up professionally and maintain client relationships.
Participate in team training and coaching programs.
Complete required training and participate in virtual meetings.
Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.