WFH Entry Level Benefits Agent

AIL•Roanoke, VA
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Benefits Agent to guide individuals and families through personalized supplemental benefit options. The opportunity is presented as suitable for recent or soon-to-be graduates in business, marketing, or communications, as well as people interested in people-centered, service-first work. Training, mentorship, licensing guidance, and ongoing professional development are provided; no prior insurance experience is required. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. The role includes virtual meetings and Zoom consultations, and is suited to self-motivated, coachable people comfortable working independently. AO Globe Life describes itself as a remote-first organization that has helped protect working families nationwide for over 70 years, serving union members, credit union clients, and veterans with supplemental benefits.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Have reliable internet and comfort using virtual tools and participating in video meetings.
  • Demonstrate strong communication and interpersonal skills.
  • Be organized, self-motivated, coachable, and comfortable working independently.
  • Prior customer service or consultative experience is a plus but is not required.
  • No prior insurance experience is required.

Nice To Haves

  • Recent or soon-to-be graduate in business, marketing, or communications.
  • Prior customer service or consultative experience.
  • Interest in helping people and supporting a purpose-driven mission.
  • Comfort with virtual tools and video meetings.

Responsibilities

  • Guide individuals and families through personalized supplemental benefit options.
  • Participate in continued mentorship and team development.
  • Lead virtual Zoom consultations with clients.
  • Explain the enrollment process clearly and professionally.
  • Deliver high-quality, client-focused service.
  • Maintain accurate digital records and manage timely follow-up.
  • Cultivate long-term client relationships.
  • Complete required training and participate in virtual meetings.

Benefits

  • Fully remote work with a flexible schedule.
  • Defined growth path into leadership.
  • Weekly pay tied to performance; compensation is commission-based and not hourly or salaried.
  • Monthly and quarterly performance bonuses.
  • Equity opportunity (3%) for qualifying team members.
  • Full licensing and training support, with candidate-paid pre-licensing coursework, examinations, and state licensing requirements.
  • Collaborative, people-first team environment.
  • Renewal-based income growth opportunities.
  • Inbound leads only; no cold calling.
  • Mentorship and ongoing professional development.
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