Fully Remote Benefits Advisor

AIL•Sioux Falls, SD
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Benefits Advisor to support individuals and families across the United States with supplemental benefit options. The role involves building long-term client relationships, conducting virtual consultations via Zoom, providing attentive service, and guiding clients through the enrollment process. It is suited to self-motivated people interested in a purpose-driven, people-centered career, including recent graduates in business, marketing, or communications. No prior insurance experience is required; training, mentorship, licensing guidance, and professional development are provided. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and complete any required pre-licensing coursework, examinations, and state requirements at their own expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Be at least 18 years of age and legally authorized to work in the United States.
  • Have a self-starter mindset and strong organizational skills.
  • Have a heart for helping people and supporting a purpose-driven mission.
  • Communicate strongly and demonstrate solid interpersonal skills.
  • Be comfortable in virtual meetings and using digital tools.
  • Be able to obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Be self-motivated, coachable, and comfortable working independently.

Nice To Haves

  • Customer service or consultative experience is preferred but not required.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Develop strong, long-term relationships with clients.
  • Conduct virtual consultations with clients via Zoom.
  • Provide attentive, client-first service.
  • Support clients through the enrollment process from start to finish with professionalism.
  • Handle documentation accurately and stay on top of follow-ups.
  • Guide individuals and families through personalized supplemental benefit options.
  • Participate in continued mentorship and team development.
  • Complete required training and participate in virtual meetings.

Benefits

  • Supportive, people-first team culture.
  • Fully remote work with a flexible schedule.
  • Monthly and quarterly bonus potential.
  • Potential to grow income through renewals.
  • Advancement pathways into leadership roles.
  • Weekly pay based on performance.
  • Licensing and training support, including licensing guidance.
  • 3% equity opportunity for eligible team members.
  • Inbound client interest; no cold outreach.
  • Mentorship and ongoing professional development.
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