Banking Advisor Sr (MLO)

PNC Bank•Jacksonville, FL

3d•Onsite

About The Position

As a Senior Banking Advisor within PNC's Private Bank organization, the employee will be based in Jacksonville, Florida. This in-office role advises current and prospective high-net-worth clients on appropriate credit and cash management solutions as part of a broader Private Banking team. The advisor uses internal and external networks to introduce and sell AMG banking products and services, manages a book of business, and supports client satisfaction, retention, and revenue growth. The role also involves executing banking transactions, originating and structuring credit and non-credit products, analyzing complex credit requests and risk, mentoring team members, and ensuring compliance with banking policies and regulations. PNC describes its workplace as inclusive and supportive, and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. Employment visa sponsorship and STEM OPT participation are not available for this position.

Requirements

Typically, a university or college degree is required; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
Industry-relevant experience is typically 8 or more years.
Specific certifications are often required for roles at this level, but no certification is listed as required for this position.
Demonstrate appropriate knowledge, skills, and abilities for the role.
Candidates considered for the position are subject to additional background checks required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the FDIA and, for any registered role, the SAFE Act and/or FINRA requirements concerning certain criminal history.

Nice To Haves

Higher education such as a master's degree or PhD, or certifications, is desirable.
Skills in book-of-business management, client satisfaction, customer retention, financial management, financial performance, portfolio management, and the sales process.
Competencies in client relationship management, credit analysis and verification, decision-making and critical thinking, effective communication, managing multiple priorities, problem-solving, products and services, sales negotiation, and value selling.

Responsibilities

Identify and provide guidance on credit and cash management solutions for current and prospective high-net-worth clients as part of the Private Banking team.
Use internal and external networks to introduce and sell AMG banking products and services.
Build relationships with internal and external partners, clients, and centers of influence (COIs).
Make day-to-day decisions in executing AMG banking transactions to ensure quality and efficiency.
Originate, financially analyze, negotiate, and document credit and non-credit banking products and services.
Manage and monitor a book of business to support client satisfaction, client retention, and sales revenue expansion.
Analyze, evaluate, structure, and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies.
Provide leadership and mentoring to team members.
Ensure compliance with current banking policies and regulations.
Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
Assess and manage risks associated with business objectives and activities in support of PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
Nine occasional absence days each year, unless otherwise required by law, depending on eligibility.
Between 15 and 25 vacation days each year, depending on career level and years of service.