Banking Advisor I (MLO)

PNC•Clayton, MO

5d•$63,750 - $106,250•Onsite

About The Position

At PNC, employees work together to deliver a strong customer experience in an inclusive workplace. This Banking Advisor I role is within PNC's Private Bank organization and is based in the Clayton offices in St. Louis, Missouri. It is an in-office position. PNC does not provide employment visa sponsorship or participate in STEM OPT for this position. Working under the direction of Senior Banking Advisors, the Banking Advisor I observes client meetings, bank positioning, and client outreach. The role helps introduce AMG banking products and services to internal and external clients, supports prospect discovery and meeting preparation, and tracks and follows up on client interactions. The advisor observes and assists with originating, analyzing, negotiating, and documenting credit and non-credit banking products and services. The role also helps service a book of business, conducts proactive client outreach under senior advisor guidance, and develops the ability to assess and mitigate credit risk while complying with banking policies and regulations. The role emphasizes customer focus and managing risk. Candidates typically have a bachelor's degree and at least two years of relevant professional experience; a comparable combination of education, job-specific certification, and experience may be considered instead of a degree. The position is incentive eligible, with incentive payments based on company, business, and/or individual performance. The stated base salary range is $63,750 to $106,250.

Requirements

Typically, a bachelor's degree and at least two years of relevant professional experience; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
Demonstrate appropriate knowledge, skills, and abilities for the role.
Candidates being considered are subject to additional background checks required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, applicable SAFE Act and/or FINRA requirements.

Nice To Haves

Skills in book-of-business management, client satisfaction, customer retention, financial management, financial performance, portfolio management, and the sales process.
Competencies in client relationship management, credit analysis and verification, decision-making and critical thinking, effective communication, managing multiple priorities, problem-solving, products and services, sales negotiation, and value selling.

Responsibilities

Observe client meetings, bank positioning, and client outreach activities under the direction of Senior Banking Advisors.
Assist Senior Banking Advisors in introducing AMG banking products and services to internal and external clients.
Assist with prospect discovery, client pre-call planning and meeting preparation, post-call tracking, and follow-up.
Observe and assist with the origination, financial analysis, negotiation, and documentation of credit and non-credit banking products and services.
Help service a book of business to support client satisfaction, client retention, and sales revenue expansion.
Conduct proactive client outreach based on guidance from Senior Banking Advisors.
Develop the ability to analyze, evaluate, and mitigate credit risk using credit fundamentals and internal credit policies.
Ensure compliance with current banking policies and regulations.
Focus on customer needs and satisfaction when making business decisions and creating customer solutions.
Assess and manage risks associated with business objectives and activities in support of PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
9 occasional absence days each year, unless otherwise required by law, depending on eligibility.
15 to 25 vacation days each year depending on career level and years of service, subject to eligibility.
Incentive compensation based on company, business, and/or individual performance.