Banking Advisor III (MLO) - PNC Private Bank

PNC•Erie, PA

5d•Onsite

About The Position

As a Banking Advisor III in PNC's Private Bank organization, based in Erie, Pennsylvania, you will provide guidance on credit and cash management solutions for current and prospective high-net-worth clients as part of a broader Private Banking team. You will meet with internal and external clients to introduce and sell AMG banking products and services, build relationships with clients, internal and external partners, and centers of influence, and make day-to-day decisions on banking transactions. The role involves originating, analyzing, negotiating, and documenting credit and non-credit banking products and services. You will manage and monitor a book of business to support client satisfaction and retention and expand sales revenue. You will analyze and mitigate credit risk in complex requests using advanced credit fundamentals and internal credit policies, mentor junior team members, and ensure compliance with banking policies and regulations. The role is based in-office. PNC does not provide employment visa sponsorship or participate in STEM OPT for this position.

Requirements

Bachelor's degree; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
Five or more years of industry-relevant experience.
Knowledge, skills, and abilities appropriate to the role.
Candidates will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, applicable SAFE Act and/or FINRA requirements concerning certain criminal history.

Nice To Haves

Skills in book-of-business management, client satisfaction, customer retention, financial management, financial performance, portfolio management, and the sales process.
Competencies in client relationship management, credit analysis and verification, decision-making and critical thinking, effective communication, managing multiple priorities, problem-solving, products and services, sales negotiation, and value selling.

Responsibilities

Identify and advise on appropriate credit and cash management solutions for current and prospective high-net-worth clients.
Meet with internal and external clients to introduce and sell AMG banking products and services.
Build relationships with internal and external partners, clients, and centers of influence.
Make day-to-day decisions in executing AMG banking transactions to ensure quality and efficiency.
Originate, financially analyze, negotiate, and document credit and non-credit banking products and services.
Manage and monitor a book of business to support client satisfaction, client retention, and sales revenue growth.
Analyze, evaluate, and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies.
Provide leadership and mentoring to junior team members.
Ensure compliance with current banking policies and regulations.
Focus on customer needs and satisfaction when making business decisions and developing customized solutions.
Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
Dental and vision options, subject to eligibility.
Employee and spouse/child life insurance, subject to eligibility.
Short- and long-term disability protection, subject to eligibility.
401(k) with PNC match, pension, and stock purchase plans, subject to eligibility.
Dependent care reimbursement account and back-up child/elder care, subject to eligibility.
Adoption, surrogacy, and doula reimbursement, subject to eligibility.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
Nine occasional absence days each year, unless otherwise required by law.
15 to 25 vacation days each year, depending on career level and years of service.