Banking Advisor I (MLO)

PNC Bank•Clayton, MO

3d•Onsite

About The Position

As a Banking Advisor I in PNC’s Private Bank organization, based in the Clayton offices in St. Louis, Missouri, you will work under Senior Banking Advisors’ direction. You will learn and assist with client outreach, meetings, banking products and services, and the origination and servicing of banking relationships. The position is in-office. PNC does not provide employment visa sponsorship or participate in STEM OPT for this role. The role supports client satisfaction, retention, and sales growth while developing skills in credit risk analysis and applying banking policies and regulations. Candidates typically have a university or college degree and at least two years of relevant professional experience; a comparable combination of education, job-specific certifications, and experience may be considered in lieu of a degree. The role is incentive eligible, with incentive payments based on company, business, and/or individual performance. The posted base salary range is $63,750 to $106,250; salaries may vary by location and individual skills, experience, and education.

Requirements

Typically, a university or college degree and at least 2 years of relevant professional experience.
In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered.
Demonstrated knowledge, skills, and abilities appropriate to the role.
Candidates considered for the position are subject to additional background checks required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements regarding certain criminal history.

Nice To Haves

Skills in book-of-business management, client satisfaction and retention, financial management and performance, portfolio management, and the sales process.
Competencies in client relationship management, credit analysis and verification, decision-making and critical thinking, effective communication, managing multiple priorities, problem-solving, products and services, sales negotiation, and value selling.

Responsibilities

Observe client meetings, bank positioning, and client outreach activities under Senior Banking Advisors’ direction.
Assist Senior Banking Advisors in introducing AMG banking products and services to internal and external clients.
Assist with prospect discovery, pre-call planning and meeting preparation, post-call tracking, and follow-up.
Observe and assist with the origination, financial analysis, negotiation, and documentation of credit and non-credit banking products and services.
Help service a book of business to support client satisfaction, retention, and sales revenue growth.
Conduct proactive client outreach based on guidance from a Senior Banking Advisor.
Develop the ability to analyze, evaluate, and mitigate credit risk using credit fundamentals and internal credit policies.
Ensure compliance with current banking policies and regulations.
Focus on customer needs and satisfaction when making business decisions and developing customer solutions.
Assess and manage risks associated with business objectives and activities in accordance with PNC’s Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match, pension, and stock purchase plans.
Dependent care reimbursement account and back-up child or elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
Nine occasional absence days each year, unless otherwise required by law, depending on eligibility.
15 to 25 vacation days each year, depending on career level and years of service, subject to eligibility.