Banking Advisor III (MLO) - PNC Private Bank

PNC Bank•Erie, PA

3d•Onsite

About The Position

As a Banking Advisor III within PNC's Private Bank organization, you will be based in Erie, PA. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. The role identifies and provides guidance and advice on appropriate credit and cash management solutions for current and prospective high-net-worth clients as part of a broader Private Banking team. It involves introducing and selling AMG banking products and services, managing client relationships and a book of business, making day-to-day transaction decisions, and originating and analyzing credit and non-credit banking products and services. The Banking Advisor III also evaluates and mitigates credit risk for complex requests, mentors junior team members, and ensures compliance with banking policies and regulations. The role typically requires a university or college degree and 5+ years of industry-relevant experience. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience (including military service) may be considered. A bachelor's degree is listed; no certification is required. Candidates considered for the position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. PNC will not provide employment-visa sponsorship or participate in STEM OPT for this position.

Requirements

Bachelor's degree; a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered in lieu of a degree.
5+ years of industry-relevant experience.
Knowledge, skills, and abilities appropriate to the role.
Candidates considered for the position are subject to additional background checks required by Consumer Financial Protection Bureau regulations.
No required certifications are listed.
No required or preferred language assessments are listed.

Nice To Haves

Book of business management
Client satisfaction and customer retention
Financial management and financial performance
Portfolio management
Sales process
Client relationship management
Credit analysis and verification
Decision-making and critical thinking
Effective communication
Managing multiple priorities
Problem-solving
Knowledge of products and services
Sales negotiation
Value selling

Responsibilities

Identify and provide guidance on appropriate credit and cash management solutions for current and prospective high-net-worth clients as part of a broader Private Banking team.
Meet with internal and external clients to introduce and sell AMG banking products and services.
Build relationships with internal and external partners, clients, and centers of influence (COIs).
Make day-to-day decisions in executing AMG banking transactions to ensure quality and efficiency.
Originate, conduct financial analysis for, negotiate, and document credit and non-credit banking products and services.
Manage and monitor a book of business to ensure client satisfaction, client retention, and sales revenue growth.
Analyze, evaluate, and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies.
Provide leadership and mentoring to junior team members.
Ensure compliance with current banking policies and regulations.
Assess and manage business risks in support of PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, subject to eligibility
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plans
Dependent care reimbursement account
Back-up child and elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select fully paid programs
Wellness program with financial incentives
Maternity and/or parental leave, depending on eligibility
Up to 11 paid holidays each year, depending on eligibility
9 occasional absence days each year, unless otherwise required by law, depending on eligibility
15 to 25 vacation days each year depending on career level and years of service, subject to eligibility