Banking Advisor Sr (MLO)

PNC•Jacksonville, FL

5d•Onsite

About The Position

At PNC, employees work together to deliver a strong customer experience and foster an inclusive workplace. This Senior Banking Advisor role is part of PNC's Private Bank organization and is based in Jacksonville, Florida. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. PNC will not sponsor employment visas or participate in STEM OPT for this position. The Senior Banking Advisor identifies and advises current and prospective high-net-worth clients on suitable credit and cash management solutions as part of a broader Private Banking team. The role uses internal and external networks to introduce and sell AMG banking products and services, manages client relationships and a book of business, and makes day-to-day decisions to execute banking transactions efficiently and accurately. It also handles complex credit analysis, structuring, negotiation, and documentation; manages credit risk; mentors team members; and ensures compliance with banking policies and regulations. The position emphasizes customer focus and risk management. Candidates typically have a bachelor's degree and 8 or more years of industry-relevant experience. A comparable combination of education, job-specific certifications, and experience may be considered in lieu of a degree. Higher education or certifications are desirable, but no specific certifications are required. Candidates are subject to additional background checks under Consumer Financial Protection Bureau regulations. The role may also be subject to FDIA Section 19 requirements and, if registered, SAFE Act and/or FINRA requirements.

Requirements

Bachelor's degree; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
Typically 8 or more years of industry-relevant experience.
Demonstrated knowledge, skills, and abilities appropriate to the role.
Ability to build and manage client relationships and support client satisfaction and retention.
Ability to analyze and verify credit, make decisions, solve problems, communicate effectively, manage multiple priorities, negotiate sales, and deliver value-based sales.
Candidates are subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
Must meet applicable FDIA Section 19 requirements and, for any registered role, SAFE Act and/or FINRA requirements.

Nice To Haves

Master's degree, PhD, or relevant certifications.
Skills in book-of-business management, client satisfaction, customer retention, financial management, financial performance, portfolio management, and the sales process.

Responsibilities

Identify and advise current and prospective high-net-worth clients on appropriate credit and cash management solutions as part of the broader Private Banking team.
Use internal and external networks to introduce and sell AMG banking products and services.
Build relationships with internal and external partners, clients, and centers of influence (COIs).
Make day-to-day decisions when executing AMG banking transactions to support quality and efficiency.
Originate, analyze, negotiate, and document credit and non-credit banking products and services.
Manage and monitor a book of business to support client satisfaction, retention, and sales revenue growth.
Analyze, evaluate, structure, and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies.
Provide leadership and mentoring to team members.
Ensure compliance with current banking policies and regulations.
Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
9 occasional absence days each year, unless otherwise required by law.
Between 15 and 25 vacation days each year, depending on career level and years of service.