Analyst, Transaction Management — Residential Loan Trading & New Issue RMBS Securitization

Citi • New York, NY

3d • $110,000 - $125,000

About The Position

Citi’s Non-Agency Residential Mortgage Transaction Management Group, within the Spread Products Division, is seeking an Analyst to support loan trading and new issue securitization activities involving non-agency residential mortgage assets. The business serves institutional clients across the residential credit ecosystem and works with new origination prime and near-prime loans; HELOC and closed-end second mortgage loans; Non-QM and DSCR mortgage loans; and seasoned performing, re-performing, and non-performing loans.

The Analyst will support loan trading and new issue securitization functions, with exposure to due diligence coordination and review, contract negotiations, trade execution, data analytics, and securitization structuring and execution. The position is based in New York, New York.

Requirements

• Bachelor’s degree in Finance, Economics, Business, or a related field.
• Strong analytical and quantitative skills.
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Strong attention to detail, particularly in data analysis and documentation review.
• Interest in residential mortgage markets, structured products, and fixed income.

Nice To Haves

• Proficiency in Excel; VBA or SQL is a plus.
• 0–2 years of relevant experience, including internship or full-time experience, preferred.

Responsibilities

• Coordinate and review pre- and post-settlement due diligence for loan trades and securitized transactions.
• Support documentation and terms for loan sale and purchase agreements and securitization transactions.
• Assist traders with bid lists, pricing analysis, and settlement coordination for whole loan trades.
• Conduct loan-level and pool-level analysis to support trade pricing, bid evaluation, and securitization structuring.
• Assist with deal structuring, collateral review, and execution of securitized product issuances.

Benefits

• Medical, dental, and vision coverage.
• 401(k).
• Life, accident, and disability insurance.
• Wellness programs.
• Paid time off, including vacation, sick leave, and paid holidays.
• Eligible employees may receive discretionary and formulaic incentive and retention awards.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level