ACH & Electronic Payments Specialist

Scott & Associates, PC•Plano, TX
•$16 - $19

About The Position

Scott & Associates, PC is a well-established, multi-state legal recoveries firm founded in 2000 that provides legal solutions for financial institutions nationwide. The firm is seeking an ACH & Electronic Payments Specialist to join its Plano, Texas-based team. The role processes, monitors, applies, and reconciles electronic and ACH payments, researches exceptions and discrepancies, maintains supporting records, and assists with banking, accounting, and payment-related operations. The specialist also supports projects and process improvements assigned by the Accounting Manager while safeguarding confidential consumer and payment information.

Requirements

  • Two or more years of experience in electronic payment processing, ACH operations, banking, accounting, cash handling, payment application, or a related field is preferred.
  • Experience with high-volume data entry and transaction processing with a high degree of accuracy.
  • Strong understanding of payment posting, account reconciliation, transaction research, and payment exception resolution.
  • Ability to work efficiently and accurately in a high-volume, fast-paced environment while maintaining excellent attention to detail.
  • Strong analytical and problem-solving skills, including the ability to research discrepancies and identify payment-related issues.
  • Effective oral and written communication skills, including knowledge of correct grammar, spelling, and punctuation.
  • Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint.
  • Ability to operate standard office equipment, including computers, scanners, and printers.
  • Ability to manage multiple priorities, meet deadlines, and organize daily workload effectively.
  • Ability to adapt quickly and respond appropriately when urgent payment or accounting matters require immediate attention.
  • Ability to work professionally and maintain patience when interacting with individuals with diverse backgrounds, experience levels, and professional competencies.
  • Strong commitment to accuracy, confidentiality, compliance, and customer service.

Nice To Haves

  • Experience with ACH transactions, electronic funds transfers, payment processing, and/or high-volume payment application is strongly preferred.
  • Familiarity with NetSuite or other accounting, payment processing, or financial systems is preferred.

Responsibilities

  • Process and monitor electronic payments, ACH transactions, electronic funds transfers, and other payment activity.
  • Accurately apply electronic and ACH payments to consumer accounts according to established procedures.
  • Research and resolve payment exceptions, unapplied funds, rejected transactions, returned payments, and posting discrepancies.
  • Review electronic payment files and transaction details for accuracy, completeness, and proper account application.
  • Reconcile daily electronic payment activity, ACH transactions, and bank deposits to ensure accurate accounting records.
  • Post and process payments accurately and promptly using proprietary company software and related payment-processing systems.
  • Perform high-volume payment data entry and verify transaction information before posting.
  • Research payment discrepancies and coordinate resolution of account, transaction, or processing issues.
  • Process and maintain supporting payment documentation and electronic records.
  • Assist with daily banking activities, deposits, payment processing, and related operational tasks as needed.
  • Support payment-related projects, system enhancements, and process improvement initiatives as assigned by the Accounting Manager.
  • Maintain confidentiality and safeguard consumer and payment information in accordance with company policies and applicable requirements.
  • Assist with other accounting, payment processing, and client-related responsibilities as assigned.

Benefits

  • Medical, dental, vision, and company-paid life insurance eligibility beginning on the first of the month following 60 days of employment.
  • 401(k) with employer match.
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