Vice President Jobs

About The Position

Requirements

• Minimum of 5 years in commercial lending experience.
• Knowledge of loan policy and procedures, commercial deposit accounts, cash management, ACH policies, letters of credit, credit cards and other bank products.
• Proficient in Excel, Microsoft Word and in working with other bank software.
• Valid Nebraska driver’s license.

Nice To Haves

• Bachelor’s Degree in Business, Finance or related field preferred.
• Accurate and detailed
• Effective communicator- written and verbal
• High level of analytical skills
• Strong decision-making skills
• Independent and deadline driven
• Organized
• Self-directed and takes initiative

Responsibilities

• Develop a Commercial Banking client base consisting mainly of small and medium size market companies with annual revenues of $1MM to $100MM.
• Interview applicants to develop information concerning their business needs, prospects, abilities and earnings.
• Responsible for the process of analyzing, structuring, pricing and negotiating credit requests.
• Conduct credit checks and makes plant or company visits as applicable.
• Make sound credit decisions on loans and terms within lending authority and loan policy parameters or provides quality loan presentation summaries with recommendations to appropriate lending authorities.
• Work directly with loan assistants to produce accurate loan documents, secure proper file documentation and perform timely follow-up with customers.
• Monitor existing assigned loans to ensure complete compliance with loan terms, proper loan ratings, timely past due management and problem loan detection.
• Call on potential or existing customers and introduces customers to other departments when a service can be rendered.
• Provide customers with routine platform services, such as approving checks for cashing or handling customer problems.
• Oversee assigned business bank accounts and addresses overdrafts that may occur.
• Participate in community activities that promote the interests of Union Bank & Trust.
• Understand and adhere to all bank policies, laws and regulations applicable to their role.
• Complete compliance training and follow internal processes and controls as required.
• Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
• Regular and reliable attendance is an essential function of this position.
• Perform other job-related duties or special projects as assigned.