Credit Analyst Jobs

About The Position

Requirements

• Bachelor's degree in business related disciplines preferred.
• 0-3 years of experience in project management, systems implementation, systems analysis, business analysis, financial analysis, or work with credit reporting, including Fair Credit Reporting Act and Metro 2 Guidelines, or a combination of relevant certifications and work experience.
• Must have working knowledge of loan products, credit union services, Fair Credit Reporting Act and Metro 2 compliance.
• Must have a thorough working knowledge of the Microsoft suite of office products.
• Must have an analytical approach to problem resolution and familiarity with IT standard concepts, practices, and procedures.
• Must possess a background in LFCU’s core system (Symitar Episys) and other Credit Union technologies.
• Demonstrated ability to work independently, as well as collaboratively to build positive, productive relationships with other Credit Union team members.
• Excellent oral & written communication skills and the ability to interact with all levels of employees including management.
• Demonstrated project management skills.
• Use existing tools/processes to solve tasks/issues assigned to them.

Nice To Haves

• Experience with Experian’s DataArc 360 platform preferred.

Responsibilities

• Supports the implementation and/or integration of enhancements as a subject matter expert of the end- to-end process.
• Assists with the design of test cases, testing effort estimation, test management and execution of user acceptance testing.
• Facilitates requirements elicitation by conducting customer interviews to gather information, business and technical requirements, and formulate process improvement recommendations.
• Translates business requirements to functional specifications and ensures that the developed technical and process solutions satisfy the business needs.
• Creates and maintains system workflow procedures detailing outlined instructions for accurate and compliant processes.
• Analyzes and reconciles various data sources and systems to create and maintain normalization and processing of Metro 2 compliant credit reporting.
• Acts as a liaison between users and technical staff to identify business processes, systems and product requirements.
• Facilitates hand off of credit reporting related projects to other groups including effectively managing expectations and setting project goals.
• Creates and monitors project milestones and deadlines, manages resources in accordance with project schedule and understands the components of running a financially successful project.
• Provides continuous feedback to management in the development of credit reporting-related technical reports by collecting, analyzing and summarizing information and trends.
• Acts as a system expert for Fair Credit Reporting Act and Metro 2 related systems and analysis.
• Work within their team and have a direct impact on themselves and their direct processes.