CIB - Whole Loan Transaction Manager – Analyst
About The Position
The Whole Loan Transaction Manager role in Santander’s Corporate and Investment Banking (CIB) involves managing whole-loan transaction due diligence and asset-management activities. The position supports buying and selling whole loans by coordinating transaction processes, ensuring compliance, verifying loan-data accuracy, and managing third parties. It requires organization, attention to detail, and coordination with a range of internal and external stakeholders. The role coordinates due diligence findings, reporting, documentation, curative actions, servicing and loan-document transfers, and operational activities from bid through settlement. It also works with the trading desk and external parties on risk identification, pricing recommendations, deal documentation, funding schedules, and settlement. The position manages vendor onboarding and performance in partnership with internal teams and supports responsible risk management.
Requirements
- Bachelor’s degree in a related field, or equivalent demonstrated through a combination of work experience, training, military service, or education.
- Ability to perform the essential duties satisfactorily.
- Strong organizational skills and attention to detail.
- Ability to work with various stakeholders and manage competing priorities in a fast-paced environment.
- Strong leadership and project management skills for coordinating transaction and due diligence activities.
- Self-motivation and ability to meet deadlines and deliver high-quality work.
- Must be legally authorized to work in the United States full-time without employer sponsorship to commence employment.
Nice To Haves
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Responsibilities
- Track, report, analyze, and cure whole-loan due diligence findings involving compliance, credit, title, valuation, servicing data, and collateral.
- Coordinate and prepare due diligence findings, reporting, materials, and curative actions for third-party RMBS securitization underwritings with counterparties, legal counsel, vendors, rating agencies, servicers, and custodians.
- Identify and target high-risk issues and make suitable recommendations to the trading desk for repricing or drop adjustments on whole-loan acquisitions and sales, including transactions for third parties under advisory agreements.
- Work with relevant teams to review and negotiate deal documentation, create exhibits, prepare funding schedules, and interpret diligence findings with the trading desk and external counsel for transaction pricing and settlement.
- Organize and monitor due diligence activities, servicing transfers, loan-document transfers, and operations among internal groups, vendors, servicers, and custodians; communicate progress and collaborate with counterparties from bid through settlement.
- Work with internal legal, procurement, and information security teams to onboard new vendors and monitor vendor performance.
- Communicate with traders, risk, legal, and outside clients to control risks associated with the funding process.
- Manage competing priorities in a fast-paced environment.
- Coordinate transaction and due diligence activities using leadership and project management skills.
- Meet deadlines and deliver high-quality work with self-motivation and attention to detail.
Benefits
- Competitive rewards package.
- Benefits designed to support employees, their families, and well-being.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
