CIB - Whole Loan Transaction Manager – Analyst

Banco Santander•Dallas, TX

About The Position

Whole Loan Transaction Management, Due Diligence, and Asset Management in CIB involves managing the process of buying and selling whole loans, ensuring compliance, verifying loan data accuracy, and managing third parties. The role requires strong organizational skills, attention to detail, and the ability to work with various stakeholders. The position coordinates due diligence, transaction documentation, funding, and settlement activities for whole loan acquisitions and sales, as well as third-party RMBS securitization underwritings. It also includes vendor onboarding and performance monitoring, risk management, and communication with internal teams and external counterparties.

Requirements

Bachelor’s degree in a related field, or equivalent demonstrated through a combination of work experience, training, military service, or education.
Strong organizational skills and attention to detail.
Ability to work with various stakeholders and communicate effectively with internal teams and external parties.
Ability to manage competing priorities in a fast-paced environment.
Strong leadership and project management skills in coordinating transaction and due diligence activities.
Self-motivation and ability to meet deadlines while delivering high-quality work.
Must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Nice To Haves

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

Track, report, analyze, and cure whole-loan due diligence findings relating to compliance, credit, title, valuation, servicing data, and collateral.
Coordinate and prepare diligence findings, reports, transaction materials, and curative actions for third-party RMBS securitization underwritings among counterparties, legal counsel, vendors, rating agencies, servicers, and custodians.
Identify and target high-risk issues and make recommendations to the trading desk for repricing or drop adjustments for whole-loan acquisitions, sales, and third parties under advisory agreements.
Work with relevant teams to review and negotiate deal documentation, create subsequent exhibits, prepare funding schedules, and review and interpret diligence findings with the trading desk and external counsel for transaction pricing and settlement.
Organize and monitor due diligence activities, servicing transfers, loan-document transfers, and operations among internal groups, vendors, servicers, and custodians.
Communicate progress and collaborate with counterparties from bid through settlement.
Work with internal legal, procurement, and information security teams to onboard new vendors and monitor vendor performance.
Communicate with traders, risk, legal, and outside clients to control risks associated with the funding process.
Manage competing priorities in a fast-paced environment and coordinate transaction and due diligence activities.
Meet deadlines and deliver high-quality work with self-motivation and attention to detail.