VP Commercial Relationship Manager

First Financial Bank • Southeast Texas Main, TX

4d • Onsite

About The Position

The VP Commercial Relationship Manager is responsible for making and servicing a variety of loans for commercial customers, including secured and unsecured, capital, equipment, real estate, interim construction, personal, Small Business Administration, and working capital loans. The role evaluates loans for profitability and appropriate structuring to protect the Bank’s interests, making decisions that can have significant financial consequences. It also involves business development in the commercial market area, frequent customer contact, and representing the Bank in social settings.

The position makes and services commercial and real estate loans, advises customers on their banking needs, promotes Bank services and profitability, and develops new business to grow loans and income. The incumbent is expected to participate actively in the Customer Service First sales and service culture, support organizational values, and follow established policies and procedures.

Requirements

• Minimum 5–10 years of commercial bank lending experience.
• Formal credit training and/or underwriting knowledge or experience.
• Familiarity with sales, loan processing, and closing processes.
• Good interpersonal and communication skills.
• Proven track record of portfolio management.
• Ability to expand loans and client relationships and cross-sell Bank products.

Nice To Haves

• Bachelor’s degree in banking, finance, or a business-related field is preferred.
• An equivalent combination of education and experience may meet qualifications.

Responsibilities

• Make and service commercial and real estate loans, independently or with other officers.
• Evaluate loans for profitability and structure them to protect the Bank’s interests.
• Guide customers to ensure their banking needs are met.
• Promote the Bank’s services and profitability.
• Develop new business to increase loans and Bank income.
• Expand loan and client relationships and cross-sell Bank products.
• Participate in the Customer Service First sales and service culture, support organizational values, and follow company policies and procedures.
• Represent the Bank through customer contacts and attendance at social situations.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed