VP Branch Manager

Louisiana Land Bank•Arcadia, LA

About The Position

The VP Branch Manager manages the overall functions of a medium- to large-sized branch office, including credit quality, loan servicing, business development, and personnel administration. The position has a high level of delegated authority and some supervisory responsibility, although most duties relate to loan making. The manager has considerable latitude in implementing association goals. The role is responsible for branch goals and day-to-day operations, employee direction and development, loan origination and servicing, portfolio management, credit administration, regulatory compliance, marketing coordination, and management of collections and adverse assets. It involves frequent interaction with customers, association staff and management, and area professionals, as well as occasional contact with senior management, the CEO, the board of directors, and Farm Credit Bank of Texas staff. Regular attendance is required. Confidential information must be handled professionally and not disclosed without approval or used for personal gain.

Requirements

Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience.
Five to seven years of progressively responsible banking or related agricultural lending experience.
At least one year in a supervisory and/or management position.
Specialized knowledge of banking administration and accounting policies, procedures, reports, guidelines, and banking regulations.
Specialized knowledge of financial analysis and asset/liability management.
General knowledge of accounting and financial systems.
Specialized knowledge of accounting and finance principles.
Oral and written communication skills.
Intermediate skill level in Microsoft Office applications.
Ability to perform intermediate-level accounting and financial analyses.
Ability to sit for long periods, stand for limited periods, and walk moderate distances.
Frequent finger and hand manipulation, such as using a keyboard, office equipment, or small hand tools.
Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force.
Compliance with FCBT and Association technology and security standards.
Regular attendance is required.
Ability to handle confidential bank, association, and customer information professionally and not disclose it without approval or use it for personal gain.

Responsibilities

Set goals and objectives for the assigned branch and its employees, delegate authority as appropriate, motivate and evaluate employees, provide training, and consult upper management about staffing needs.
Promote the association by maintaining good public and member relations.
Generate new loan business, service existing loans, and manage the assigned office’s loan portfolio.
Complete loan analyses in accordance with association guidelines and policies; process and approve loan requests within delegated authority; and submit requests above that authority to the appropriate management level with a recommendation.
Ensure assigned loans have proper risk ratings, loss-given-default assignments, and performance-status assignments.
Follow the association’s credit-administration policies and procedures.
Determine eligibility and financing scope for new loans; verify assets and liabilities; obtain background and credit histories for new loans, repeat loans, and renewals; evaluate collateral; and ensure proper lien perfection.
Monitor agricultural trends, business activity, FCA regulations, and legal obligations; ensure branch operations comply with applicable policies, regulations, and laws; and prepare reports for association management, the Board of Directors, and regulatory bodies.
Coordinate implementation of advertising and marketing programs.
Perform collections and manage branch adverse assets, including acquired property, as required to minimize potential loss to the association.
Manage the day-to-day operations of the branch.
May assist with or attend association public-relations functions.