VP Branch Manager

Farm Credit Services of America•Arcadia, LA

About The Position

Manages the overall functions of a medium to large-sized branch office, including credit quality, loan servicing, business development, and personnel administration. The position has a high level of delegated authority and some supervisory responsibility, while the majority of duties relate to loan making. It has considerable latitude in implementing association goals. The role is responsible for branch goals and day-to-day operations, employee performance and development, generating and servicing loans, managing the loan portfolio, and maintaining compliance with association policies, regulations, and laws. It also maintains relationships with members, customers, professionals, and internal stakeholders. Regular attendance is required. The position involves handling confidential business and personal information professionally and in accordance with privacy requirements.

Requirements

Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience.
Five to seven years of progressively responsible banking or related agricultural lending experience.
At least one year in a supervisory and/or management position.
Specialized knowledge of banking administration and accounting policies, procedures, reports, guidelines, and banking regulations.
Specialized knowledge of financial analysis and asset/liability management.
General knowledge of accounting and financial systems.
Specialized knowledge of accounting and finance principles.
Oral and written communication skills.
Intermediate skill level in Microsoft Office applications.
Ability to perform intermediate-level accounting and financial analyses.
Ability to sit for long periods, stand for limited periods, and walk moderate distances.
Frequent finger and hand manipulation, such as using a keyboard, office equipment, or small hand tools.
Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force.
Regular attendance is required.

Responsibilities

Set goals and objectives for the assigned branch and its employees, and delegate authority as appropriate.
Motivate, evaluate, and train branch employees; consult with upper management about staffing needs.
Promote the association and maintain good public and member relations.
Generate new loan business, service existing loans, and manage the assigned office’s loan portfolio.
Complete loan analyses and process and approve loan requests within delegated authority and association guidelines.
Submit loan requests that exceed delegated lending authority to the appropriate management level, with a recommendation for approval or rejection.
Ensure assigned loans are properly risk rated, loss given default assignments are correct, and performance statuses are properly assigned.
Follow credit administration practices in association policies and procedures.
Determine eligibility and financing scope for new loans; verify assets and liabilities; obtain background and credit histories; evaluate collateral; and ensure liens are properly perfected.
Monitor agricultural trends, business activity, FCA regulations, and legal obligations.
Ensure branch operations comply with applicable policies, regulations, and laws, and prepare reports required by management, the Board of Directors, and regulatory bodies.
Coordinate implementation of advertising and marketing programs.
Perform collections and manage adverse assets, including acquired property, as required to minimize potential loss to the association.
Manage the day-to-day operations of the branch.
Assist with or attend association public relations functions as needed.
Comply with FCBT and Association technology and security standards, and handle confidential information professionally without unauthorized disclosure or personal use.