Virtual Member Benefits Representative

AIL•Tucson, AZ
•$70,000 - $119,979•Remote

About The Position

AO Globe Life provides life, supplemental health, and accident insurance options to individuals, families, labor union members, credit-union members, and association members. Representatives help clients understand their choices and make informed decisions about protecting what matters most. The role uses a customer-focused, needs-based approach to explain insurance options and match clients with appropriate products and services. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, with no hourly or salaried pay. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and complete applicable coursework, examinations, and state licensing requirements at their own expense. Compensation, licensing requirements, fees, and contractor terms may vary by state.

Requirements

  • Excellent written, verbal, and listening skills.
  • A people-oriented and customer-focused attitude.
  • Strong attention to detail.
  • A proactive approach to solving problems.
  • Ability to learn computer functions and virtual tools.
  • Ability to contribute in a team environment while working independently.
  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.

Nice To Haves

  • Self-motivated, coachable, and comfortable working independently.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Establish strong customer relationships and follow up as needed.
  • Use a customer-focused, needs-based approach to educate clients about insurance options.
  • Schedule appointments, identify customer needs, and present appropriate products and services.

Benefits

  • Extensive training, daily coaching, mentorship, and ongoing support.
  • Competitive commission-based compensation with unlimited earning potential and weekly paychecks.
  • Reimbursement for medical insurance premiums.
  • Warm leads provided to help you get started.
  • No overhead costs to manage.
  • Access to performance-based incentive programs.
  • Union representation and contract through OPEIU Local 277.
  • Licensing guidance and ongoing professional development.
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