Virtual Insurance Services Representative

AIL•Cincinnati, OH
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Virtual Insurance Services Representative to serve clients interested in supplemental benefits. The role involves guiding clients through enrollment, presenting benefit options suited to individuals and families, maintaining digital records and follow-up communication, and building long-term client relationships. Representatives conduct virtual Zoom consultations and provide attentive, client-first service. The company provides training, mentorship, licensing guidance, and ongoing professional development. No prior insurance experience is required, but candidates must obtain the appropriate state Life & Health Insurance License before performing licensed insurance activities. Applicable pre-licensing coursework, examinations, and state licensing requirements are at the candidate’s expense. This is a 100% remote independent contractor opportunity. Compensation is commission-based and performance-driven, not hourly or salaried. The role offers flexible scheduling, performance bonuses, weekly performance-based pay, renewal income opportunities, potential equity for those who qualify, and advancement pathways. Candidates provide their own computer, webcam, reliable high-speed internet, and professional remote workspace.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have reliable high-speed internet and provide a computer or laptop with a webcam.
  • Provide a professional remote workspace.
  • Be organized, self-motivated, and comfortable working independently.
  • Have strong interpersonal and communication abilities.
  • Be confident in virtual meetings and familiar with digital tools.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • Customer service or consultative background.
  • Interest in helping others and supporting a mission-driven company.
  • Coachable approach and interest in professional growth and advancement.

Responsibilities

  • Guide clients through enrollment with clarity and professionalism.
  • Maintain organized and accurate digital records and follow-up communication.
  • Present supplemental benefit options tailored to individuals and families.
  • Participate in ongoing mentorship, professional development, and team training.
  • Provide attentive, client-first service.
  • Lead virtual Zoom consultations with clients.
  • Develop strong, long-term relationships with clients.

Benefits

  • Fully remote work with a flexible schedule.
  • Monthly and quarterly performance bonuses.
  • Weekly pay based on performance.
  • Full licensing and training support.
  • Inbound-only client interest; no cold calling.
  • Clear advancement pathways into leadership roles.
  • Income growth through renewals.
  • Equity opportunity (3%) for those who qualify.
  • Mentorship and ongoing professional development.
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