Virtual Member Services Representative

AIL•Richmond, VA
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring for a fully remote, independent-contractor role serving union members, credit union clients, and veterans with supplemental benefits. The position involves virtual client consultations, relationship building, accurate documentation, follow-up, and support throughout the enrollment process. It is suited to self-motivated, service-minded individuals who are comfortable working independently and interested in professional growth. Compensation is commission-based and performance-driven, not hourly or salaried. Training, mentorship, licensing guidance, and professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Strong communication and interpersonal skills.
  • Self-motivated, organized, and able to work independently.
  • Service-minded, mission-driven attitude.
  • Comfortable in virtual meetings and familiar with digital tools.
  • Reliable high-speed internet and a Windows-based laptop or PC with webcam; candidates provide their own equipment and professional remote workspace.
  • At least 18 years of age and legally authorized to work in the United States.
  • Able to obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • No prior insurance experience is required.

Nice To Haves

  • Customer service background is helpful but not required.
  • Recent or soon-to-be graduate in business, marketing, or communications.

Responsibilities

  • Deliver high-quality, client-focused service.
  • Build lasting client relationships.
  • Lead virtual Zoom consultations with clients.
  • Handle documentation accurately and complete follow-ups.
  • Participate in ongoing mentorship, professional development, and team training.
  • Explain personalized supplemental benefit options to individuals and families.
  • Support the enrollment process from start to finish with professionalism.
  • Complete required training and participate in virtual meetings.

Benefits

  • Inbound leads only; no cold calling.
  • Equity opportunity of 3% for those who qualify.
  • Weekly pay tied to performance.
  • Monthly and quarterly bonuses.
  • Opportunities for renewal-based income growth.
  • Flexible schedule.
  • Full training and licensing support.
  • Mentorship and ongoing professional development.
  • Opportunities for leadership advancement.
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