Virtual Family Benefits Consultant

AIL•Davenport, IA
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a Virtual Family Benefits Consultant for a fully remote, mission-driven team. The role is suited to recent or soon-to-be graduates in business, marketing, or communications, as well as people who thrive in a people-centered, service-first environment. Training, mentorship, and inbound client interest are provided to support a long-term career. The position is a 100% remote independent contractor opportunity with commission-based, performance-driven compensation; it is not hourly or salaried. No prior insurance experience is required. Candidates must complete required training and virtual meetings, and obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities. Any required pre-licensing coursework, examinations, and state licensing requirements are at the candidate’s expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have a reliable high-speed internet connection and provide a computer or laptop with a webcam.
  • Provide a professional remote workspace.
  • Have strong communication and people skills.
  • Be self-motivated, coachable, organized, and comfortable working independently.
  • Be confident with virtual meetings and everyday digital tools.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Have a genuine interest in helping others and supporting a mission-driven company.

Nice To Haves

  • Customer service or consultative experience is preferred but not required.
  • Recent or soon-to-be graduate in business, marketing, or communications.

Responsibilities

  • Support clients throughout the enrollment process with clarity and professionalism.
  • Explain personalized supplemental benefit options to individuals and families.
  • Lead virtual Zoom consultations with clients.
  • Develop strong, long-term client relationships.
  • Deliver high-quality, client-focused service.
  • Participate in ongoing mentorship and team development.
  • Maintain organized, accurate digital records and follow-up communication.
  • Complete required training and participate in virtual meetings.

Benefits

  • Monthly and quarterly bonuses.
  • 100% remote work with flexible hours.
  • A clear path toward leadership roles.
  • Inbound client interest with no cold outreach.
  • Weekly pay based on performance.
  • Full licensing and training support included.
  • Collaborative, people-first team environment.
  • 3% equity opportunity for qualifying team members.
  • Income growth through renewals.
  • Mentorship, licensing guidance, and ongoing professional development.
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