Online Family Benefits Consultant

AIL•Minneapolis, MN
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Online Family Benefits Consultant to support individuals and families across the United States. The role is suited to people interested in a client-focused, service-first career, including recent graduates in business, marketing, or communications. No prior insurance experience is required. Training, mentorship, licensing guidance, and professional development are provided. The consultant meets clients virtually over Zoom, learns about their needs, and guides them through personalized supplemental benefit options and enrollment. The role also involves providing attentive client service, building long-term relationships, and maintaining accurate digital records and follow-up communications. Inbound client interest is provided, so cold outreach is not required. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Before conducting licensed insurance activities, they must obtain the appropriate state Life & Health Insurance License and complete any applicable pre-licensing coursework, examinations, and state requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Be self-motivated, organized, coachable, and able to work independently.
  • Have strong communication and interpersonal skills.
  • Be confident in virtual meetings and familiar with digital tools.
  • Have a genuine interest in helping others and supporting a mission-driven company.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.

Nice To Haves

  • Customer service background is helpful but not required.

Responsibilities

  • Guide individuals and families through personalized supplemental benefit options.
  • Provide attentive, client-first service.
  • Meet with clients virtually over Zoom to discuss their needs.
  • Guide clients through enrollment with clarity and professionalism.
  • Build strong, long-term client relationships.
  • Maintain organized, accurate digital records and follow-up communication.
  • Participate in required training and virtual meetings.

Benefits

  • Ongoing mentorship and professional development.
  • Inbound client interest; no cold outreach.
  • Supportive, people-centered culture.
  • Weekly, performance-based earnings.
  • Flexible schedule.
  • Renewal-based income growth opportunities.
  • Monthly and quarterly bonuses.
  • Licensing and training support, including licensing guidance.
  • 3% equity opportunity for eligible team members.
  • Advancement pathways into leadership roles.
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