Virtual Member Benefits Representative

AIL•Arlington, VA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Virtual Member Benefits Representative to assist individuals and families seeking insurance information. The role involves connecting with prospective clients through warm leads, discussing their needs virtually, explaining insurance options, and recommending appropriate life, supplemental health, and accident coverage. Training, mentorship, licensing guidance, and ongoing professional development are provided. No prior insurance experience is required. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Excellent verbal, written, and listening skills.
  • A helpful and professional presence.
  • Strong attention to detail.
  • Ability to manage priorities independently.
  • Comfort with technology and virtual meetings.
  • A collaborative mindset and willingness to be coached.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a personal computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • Self-motivated and comfortable working independently.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Respond to prospective clients and schedule appointments.
  • Conduct virtual, needs-based conversations with clients.
  • Help clients understand their insurance options.
  • Recommend appropriate life, supplemental health, and accident coverage.
  • Follow up with clients consistently and professionally.
  • Keep client communication clear, organized, and timely.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Fully remote work opportunity.
  • Warm leads; no cold calling requirement.
  • Weekly income with no cap on earning potential.
  • Medical insurance premium reimbursement.
  • Online training resources available across devices.
  • Daily coaching and career mentorship.
  • Incentive programs.
  • No overhead expenses.
  • Union representation through OPEIU Local 277.
  • Training, mentorship, licensing guidance, and ongoing professional development.
© 2026 Teal Labs, Inc
Privacy PolicyTerms of Service