Universal Banker

QNB Bank•Quakertown, PA

74d•Onsite

About The Position

The Universal Banker role involves representing QNB to customers in a courteous, confidential, and professional manner, providing prompt, efficient, and accurate service. This position requires consultative selling and cross-selling to meet customer needs. The role involves opening, closing, and servicing all types of deposit products, as well as taking and disbursing loans. It also includes performing branch functions with in-depth knowledge of transactions, such as paying and receiving, balancing cash drawers, ATM, and vault settlement. The Universal Banker may also be responsible for daily office settlement, assisting in personnel training, and preparing branch cash and settlement. Additionally, the role requires supporting the community through involvement in local organizations and completing assigned compliance training.

Requirements

Must be proficient in all aspects of job.
High School diploma or equivalent.
Complete Universal Banker Certification Checklist.
Interpersonal skills to represent the Bank in a positive way when dealing with both internal and external customers.
Successful in motivating team members in all aspects of QNB's Service Excellence.
Ability to lift and maneuver 25-30-pound coin bags.
Communication skills that model QNB's sales efforts; including the ability to identify and fulfill customers' current and future needs.
Requires strong reading, writing and arithmetic skills.
Completion of high school, vocational training or equivalent (completion of some college courses preferred but not required).
Fulfill QNB compliance in operations and security procedures by adhering to government regulations, QNB policy, and established procedures.
This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
Must fulfill re-certification of Universal Banker I requirements annually.
PA Notary
Ability to solve problems and carry on without supervision.

Nice To Haves

Successful completion of Banking Fundamentals and Consumer Lending.
Must have strong product knowledge and actively champion and coach for Q2 Sales and Service, referrals and product campaigns.

Responsibilities

Models Q2 Service and Sales programs with creativity and energy such that goals are achieved, and quality standards are met or exceeded.
Builds customer relationships by being accountable for representing QNB to the customer in a courteous, confidential, and professional manner, and for providing prompt efficient and accurate service in processing transactions through consultative selling and cross-selling in a positive manner.
Evaluates customer needs through the use of open-ended questions and refers customers to the appropriate resource.
Opens, closes, and services every type of deposit product, able to take and disburse loans.
Perform branch functions requiring an in-depth knowledge of branch transactions. Including but not limited to performs paying and receiving Financial Service Representative functions accurately balances cash drawer and/or a Teller Cash Recycler (TCR) at the end of the day, ATM, Vault Settlement, etc.
May ensure daily office settlement.
Assists in the training of personnel and may be a member of a committee (i.e. Safety Committee) and train personnel on the information obtained from attending committee meetings.
Assists in processes and prepares branch cash and settlement.
Completes assigned compliance training in a timely manner and demonstrates ability to apply training to their duties and responsibilities.
Required availability of all operating branch hours which can include holidays and weekends.
Assumes additional job-related duties as requested.