Technical Product Manager - Payments

Felix Technologies • Miami, FL

2d

About The Position

Félix is seeking a hands-on, technically fluent Product Manager to lead the development and scaling of its next-generation payments platform. The platform supports money movement from customer funding through settlement with banking partners and powers multiple Félix products. The role combines platform-level strategy with direct execution and ownership of key business metrics, including authorization rate, processing cost, and GMV.

The Product Manager will own the payment orchestration layer and its ecosystem, including processors, banking and settlement partners, tokenization, and reconciliation. Working closely with Product and Engineering leadership, the role will define and execute a roadmap for a scalable orchestration platform supporting pay-ins, routing, and settlement. The role also involves building real-time systems with Engineering, expanding payment methods and integrations, analyzing payment data, and coordinating with Finance, Operations, Fraud, Business Development, external partners, and executive leadership.

Félix describes itself as a hyper-growth Series C company backed by more than $300 million in funding. It emphasizes a meaningful mission serving an underserved community, team loyalty, radical transparency, constructive feedback, and sustainable value. The role’s starting base salary typically ranges from $145,000 to $185,000 USD in Miami, and equity is part of total compensation. The recruiter will provide details on benefits and health coverage.

Requirements

• At least 5 years of product management experience, focused on payments, ideally in a fast-paced startup or growth environment as a primary builder.
• Technical fluency and resourcefulness, including experience working with Engineering teams on API-based payment solutions.
• Ability to run simple SQL queries and understand data pipelines and system resilience, including timeouts, fallbacks, and service dependencies.
• Deep knowledge of the payments ecosystem—including orchestration, processors or PSPs, acquiring and banking partners, card networks, authorization and settlement flows, tokenization, and reconciliation—or a demonstrated ability to rapidly develop deep domain knowledge in a new technical area.
• Experience owning payment performance metrics such as authorization rate, conversion, processing cost, and GMV, and using them to drive product improvements.
• Experience working with payment processors and orchestration.
• Strong ownership and bias toward action, with comfort working hands-on rather than delegating.
• Strong stakeholder management and communication skills, particularly with Fraud, Finance, Compliance, executive teams, and external partners.
• Passion for fintech and digital finance innovation.

Nice To Haves

• Familiarity with alternative payment rails such as ACH, BNPL, wallets, and stablecoins.

Responsibilities

• Work with Product and Engineering leadership to define and own the payments roadmap, unifying processors, banking partners, and payment methods into a scalable orchestration platform for pay-ins, routing, and settlement.
• Own the in-house payment orchestrator and rules engine, including intelligent processor routing, fallback logic, and resilience.
• Balance authorization rates, transaction costs, and reliability.
• Own reconciliation and settlement health across processors and banking partners, driving automation.
• Analyze payment metrics and data; use dashboards and SQL queries to validate hypotheses and work with Data Analysts and Engineers to improve conversion, acceptance, and authorization.
• Partner with Engineering to design, build, and launch payment methods and integrations across cards, wallets, ACH, cash, processors, and settlement banks.
• Collaborate with Finance on reconciliation, treasury, and revenue recognition, and with Operations on payment operations and disputes.
• Coordinate with Fraud to monitor performance by payment method and provide data for fraud checkpoints.
• Partner with Business Development on processor and banking partner negotiations.
• Communicate payments strategy and impact to executive leadership.
• Manage relationships with payment processors, acquiring and banking partners, and card networks.

Benefits

• Equity as a core component of total compensation.
• Benefits and health coverage are offered; details are provided by the recruiter during the first call.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed