Software Engineer, Membership Experience

Chime Financial, Inc•San Francisco, CA
•$133,000 - $184,000•Hybrid

About The Position

Chime is seeking a Software Engineer to join its Membership team and build and evolve features that deepen member engagement, drive retention, and deliver ongoing value through Chime's membership experience. The role works across the full stack and owns projects end-to-end, from shaping architecture and designing APIs to building front-end experiences and maintaining code health. The engineer will develop features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences. They will build APIs and UI components for Chime's mobile app, collaborate with product, design, data science, and other stakeholders to define experiments and deliver solutions, and use metrics to prioritize work based on member and business impact.

Requirements

  • At least 2 years of software development experience in a production environment at scale.
  • Proven experience with Ruby on Rails or comparable frameworks.
  • Familiarity with modern front-end technologies such as React, React Native, or TypeScript-based frameworks.
  • A product mindset and a strong bias toward experimentation, iteration, and measuring impact.
  • Strong collaboration and communication skills, including experience working cross-functionally.
  • Experience with transactional databases, caching systems, and API design.
  • Comfort working across the stack and eagerness to learn new technologies.

Nice To Haves

  • Experience with experimentation frameworks and data-driven product development.

Responsibilities

  • Design, develop, test, and scale features across backend services and front-end surfaces for membership benefits, rewards, and engagement.
  • Build and iterate on APIs and UI components that provide a seamless, high-quality experience in Chime's mobile app.
  • Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that advance membership metrics.
  • Use metrics to make decisions and prioritize work based on member and business impact.
  • Own projects end-to-end, from architecture and API design through front-end implementation and ongoing code health.

Benefits

  • Backup child, elder, and pet care.
  • Subsidized commuter benefits for eligible employees.
  • Comprehensive health, financial, and wellbeing benefits.
  • Generous vacation policy and company-wide paid days off.
  • Paid time off to support local community organizations.
  • Annual wellness stipend for eligible wellness-related expenses.
  • Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
  • Family planning reimbursement.
  • Potential eligibility for bonuses and competitive equity.
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