Senior Software Engineer, Membership Experience
About The Position
Chime is seeking a Senior Software Engineer to join its Membership team. The role focuses on building and evolving full-stack features that deepen member engagement, drive retention, and deliver value through Chime’s membership experience. The engineer will own projects end-to-end, from shaping architecture and designing APIs to developing front-end experiences and maintaining code health. The position involves building membership benefits, rewards, and engagement experiences across backend services and front-end surfaces, including APIs and UI components for Chime’s mobile app. The engineer will collaborate with product, design, data science, and other stakeholders to understand member needs, define experiments, and deliver solutions that improve membership metrics. The role also emphasizes data-informed prioritization, reliability, performance, scalability, technical excellence, mentorship, code reviews, and best practices. Chime is a financial technology company, not a bank, whose mission is to help members achieve financial progress. For employees near an office, the work policy is four days a week in the office and Fridays from home; Chime also has a fully remote program. The listed base salary is $164,000–$227,000 USD. Full-time employees may also be eligible for bonuses, competitive equity, and benefits.
Requirements
- At least 5 years of software development experience in a production environment at scale.
- Proven experience with Ruby on Rails or comparable frameworks.
- Proficiency with modern front-end technologies such as React, React Native, or TypeScript-based frameworks.
- A product mindset and a strong bias toward experimentation, iteration, and measuring impact.
- Collaborative approach and strong communication skills, including experience working cross-functionally.
- Experience with transactional databases, caching systems, and API design.
- Comfort working across the stack and a desire to understand how its components fit together.
Nice To Haves
- Experience with experimentation frameworks and data-driven product development.
Responsibilities
- Design, develop, test, and scale features across backend services and front-end surfaces for membership benefits, rewards, and engagement.
- Build and iterate on APIs and UI components that provide a seamless member experience in Chime’s mobile app.
- Own projects end-to-end, including shaping architecture, designing APIs, building front-end experiences, and maintaining code health.
- Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move membership metrics.
- Use metrics to inform decisions and prioritize work based on member and business impact.
- Identify opportunities to improve reliability, performance, and scalability across the stack.
- Contribute to technical excellence through mentorship, code reviews, and best practices.
Benefits
- Full-time employees may be eligible for bonuses and competitive equity.
- Backup child, elder, and pet care.
- Subsidized commuter benefits for eligible employees.
- Comprehensive health, financial, and wellbeing benefits.
- Generous vacation policy and company-wide paid days off.
- Paid time to support local community organizations of the employee’s choice (1% of time off).
- Annual wellness stipend for eligible wellness-related expenses.
- Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
- Family planning reimbursement.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
