Senior Business Risk Manager, Private Banking

HSBC•Guernsey, OH

About The Position

The Senior Business Risk Manager drives the risk agenda for Private Banking in Guernsey. This senior, high-impact role provides expert judgement, constructive challenge and a focus on effective risk management and strong internal controls. The manager works with business management to understand the control environment, shape risk and control assessments, and deliver assurance through monitoring and testing. The remit includes the Guernsey Private Bank Risk Management Committee and engagement across risk, financial crime, sales quality, product oversight, reputational risk and client selection. The role is accountable for providing clear risk insight, early escalation and timely remediation. In partnership with Business Controllers, the manager drives effective oversight and helps keep the local control framework fit for purpose as the business evolves.

Requirements

Experience with the Group’s non-financial risk framework and the professional judgement to apply it in a business environment.
Practical expertise in risk and control assessments and strong command of the RCA methodology.
Capability to design and deliver control monitoring plans, including control testing and use of key indicators.
Demonstrable experience driving remediation of audit findings, MSIIs and monitoring issues through timely closure.
Strong governance and committee engagement experience, with ability to communicate risk insight clearly and escalate issues confidently.
Hands-on experience with operational risk systems and a rigorous approach to high-quality issue and incident data in Helios or equivalent tools.
Credibility and influence to partner with senior stakeholders across the business, Compliance, Audit, Compliance Assurance and wider functions.
Experience providing clear, practical guidance on the control impacts of change programmes and evolving strategic initiatives.

Responsibilities

Drive the business risk agenda as a risk and control subject matter expert, providing authoritative guidance and constructive challenge to strengthen understanding, ownership and accountability.
Shape risk and control assessments using the RCA methodology and support implementation of Risk Taxonomy and Control Library (RTCL) changes.
Establish and monitor key indicators with business management, and provide regular reporting to inform governance committee decisions.
Design and execute control monitoring plans, combining control testing and key indicator monitoring to provide assurance in line with Group standards.
Review and challenge action plans for audit issues, MSIIs and CCO monitoring findings; escalate slippage and recurring themes to drive remediation and timely closure.
Conduct thematic reviews across key control points and processes, converting weaknesses into focused actions to strengthen the control environment.
Record, report and escalate operational risk incidents and issues in Helios, using root cause analysis to define action plans that address underlying weaknesses.
Represent business risk at relevant governance forums and partner with 2LOD and 3LOD teams during audits and assurance reviews.
Partner with Business Controllers to drive effective oversight and maintain a fit-for-purpose local control framework.
Provide practical guidance on control impacts of change programmes and evolving strategic initiatives.