Card Acquisition Risk and Strategic Analytics - Consumer & Community Banking - Senior Associate

JPMorganChase • Wilmington, NC

5d

About The Position

The Senior Associate in Card Acquisition Risk Analytics within Chase Card Services Risk generates data-driven analytics and recommendations to shape strategy, product development, and performance monitoring for the Chase-branded card portfolio, particularly the Sapphire franchise and new products targeting affluent customers. The role focuses on acquisition strategies for affluent customers using advanced analytics, customer insights, experimentation, and data-driven decision-making. It is suited to candidates from quantitative and analytics fields such as consulting, business analytics, data science, finance, and marketing analytics; credit risk or premium card portfolio experience is preferred but not required.

Requirements

• Bachelor's degree in a quantitative discipline such as Statistics, Economics, Mathematics, Data Science, Engineering, or Finance from an accredited college or university.
• At least 2 years of quantitative or analytics experience in business analytics, data science, finance, marketing analytics, consulting, or Risk Management.
• Strong proficiency in SQL, Excel, PowerPoint, or Python.
• Ability to query large datasets and transform raw data into actionable management insight.
• Strong analytical, interpretive, and problem-solving skills, including the ability to logically structure complex analyses.
• Experience delivering clear, actionable recommendations to senior management.
• Excellent written and oral communication skills.
• Ability to manage multiple priorities and deliver high-quality work under deadlines.
• Intellectual curiosity and comfort working with ambiguity.
• Strong collaboration skills and ability to build relationships across cross-functional teams.
• Attention to detail and commitment to accuracy in data-driven deliverables.
• Authorization to work in the United States; the employer does not offer employment-based immigration sponsorship or assistance with other immigration sponsorship or benefits, including OPT or CPT.

Nice To Haves

• Master's degree in a quantitative discipline.
• Experience in credit risk management or analytics.
• Familiarity with credit card acquisition, underwriting, or customer lifecycle analytics.
• Experience with statistical modeling, segmentation, or experimentation methodologies such as A/B testing.
• Knowledge of the regulatory landscape governing consumer credit products.
• Experience presenting to senior management or executive stakeholders.
• Prior exposure to product strategy or go-to-market planning in financial services.

Responsibilities

• Develop and maintain periodic analytics that provide management visibility into emerging trends and the quality of originated accounts across the Sapphire portfolio and other Chase-branded card products.
• Build a detailed understanding of key performance metrics and profitability drivers, and deliver insights across the account lifecycle from acquisition through ongoing portfolio performance.
• Develop working knowledge of card acquisition operational processes to interpret performance drivers and inform strategy recommendations.
• Conduct complex analyses and present results to partners and senior management in support of card acquisition strategies and new product and feature launches, especially for the Sapphire portfolio.
• Support the formulation of strategy and product roadmaps for Sapphire and other card initiatives.
• Partner with and influence cross-functional teams across Product, Marketing, Finance, and Risk.
• Manage strategies that drive financial performance and improve risk mitigation.
• Bring a growth mindset and innovative thinking to optimize performance as new products scale.
• Partner with Risk Governance, Legal, and Compliance to ensure strategies and policies align with applicable laws and regulations.
• Conduct ad hoc analytics and contribute to cross-functional projects representing the Chase Card analytics function.
• Translate complex, large-scale datasets into clear, actionable insights for senior stakeholders.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior