Senior Associate, Pricing Strategy and Analytics

JPMorganChase • Wilmington, NC

3d

About The Position

As a Senior Associate in Card Pricing, you will conduct extensive analysis of existing and proposed pricing strategies and develop actionable recommendations for Consumer APR pricing. You will help identify opportunities to optimize pricing for new acquisitions and existing portfolios, assess the effects of multiple pricing processes, and develop lifecycle analytics to better understand customer behavior. The role partners with Finance, Risk, and Product to quantify initiative benefits and supports the analytical development of junior team members.

Applicants must be authorized to work for any employer in the United States. Immigration or employment visa sponsorship is not available. Final job grade level and corporate title will be determined at the time of offer and may differ from this posting. Relocation assistance is not provided; candidates must be local to the listed work locations or willing to relocate on their own immediately upon hire.

Requirements

• At least 3 years of experience in business or quantitative analytics, with a demonstrated track record of solving difficult problems.
• Bachelor's degree or higher; a quantitative discipline is preferred but not required.
• Sustained practical experience with at least one query language, such as SQL or SAS.
• Fluency with the Microsoft Office suite.
• Ability to manage multiple priorities and projects without sacrificing quality or attention to detail.
• Authorization to work for any employer in the United States; sponsorship or takeover of employment visa sponsorship is unavailable.

Nice To Haves

• Detail-oriented approach to work, with demonstrated pride and ownership in individual projects.
• Understanding of key drivers within Card profit and loss.
• Statistical proficiency and comfort with predictive or projective analysis, including sensitivities and producing strong analytics without a strict A/B test.
• Excellent written and verbal communication.

Responsibilities

• Identify and drive opportunities to optimize Consumer pricing for new acquisitions and existing portfolios.
• Conduct statistical analysis of past pricing tests and propose testing frameworks to improve acquisition strategies and APRs.
• Quantify the effects of overlapping pricing processes, such as CIT, behavioral pricing, and Six Month Review, and build predictive lifecycle analytics to understand lifetime customer behavior.
• Identify pricing elasticity within the existing customer base to refine ongoing pricing strategies.
• Partner with Finance, Risk, and Product to quantify the benefits of initiatives.
• Lead by example and foster the analytical development of more junior team members.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior